An Emphasis of Digital Wallets for E-Commerce Transactions

Abstract

Payment is one of the main parts of the business. Since from the last decade, the use of mobile devices for electronic payment has increased significantly. The current generation of individual payment systems that is replaced the traditional smart cards by mobile devices supplied with E-wallet and M-wallet functions. The spread of such E-wallet systems will depend on their security, functionality ease of use and the effectiveness of realization. E-wallet is a utility which offers users to save their money and make payments anywhere and all time. Many banks and nonbanks organizations are contesting to develop new on this filed. As customers adopt E-wallet and M-wallet. As customers adopt E-wallet and M-wallet, they becoming a cybercrime target. E-wallet provides a monetary action through smartphones which is fruitful freedom for electronic crimes. Quality of the system, quality of service and quality of information has to improve by the mobile wallet service providers for their M-wallet applications.

Pemanfaatan Teknologi Digital Wallet Sebagai Solusi Alternatif Pembayaran Modern: Literature Review

“…Menurut [1] saat ini orang lebih suka melakukan transaksi perbelanjaan online karena dapat lebih efisien waktu dan sistem dapat menyimpan informasi dengan aman. Berdasarkan jurnal [2], sistem pembayaran individu (konvensional) saat ini sudah mulai tergantikan dengan sistem http://dx.doi.org/10.36596/jcse.v2i2.219 digital wallet. Penyebaran sistem baru ini tergantung juga pada aspek keamanan, kemudahan fungsionalitas penggunaan dan efektivitas realisasi.…”