“…Therefore, future retirees must invest properly in their health, social relationships or support, and be shrewd in managing their finances. Besides, good health status, adequate income, a positive retirement attitude, goal clarity, saving attitude, and social influence are associated with retirement planning (Afthanorhan, Mamun, Zainol, Foziah, & Awang, 2020;Noone et al, 2021). Van Rooij, Lusardi, & Alessie (2011) explained that financial preparedness is indicated by having proper financial planning and adequate retirement savings.…”