Akses UMKM terhadap Pembiayaan Mikro Syariah dan Dampaknya terhadap Perkembangan Usaha: Kasus BMT Tadbiirul Ummah, Kabupaten Bogor

Anggraeni, Lukytawati; Puspitasari, Herdiana; Ayyubi, Salahuddin El; Wiliasih, Ranti

doi:10.29244/jam.1.1.56-67

Cited by 25 publications

(22 citation statements)

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“…Sedangkan faktor ekonomi terdiri dari: skala usahatani, kepemilikan lahan dan rasio pendapatan usahatani. Studi Anggraeni et al (2013) mengenai akses UMKM terhadap pembiayaan mikro syariah (BMT) menunjukkan bahwa faktor-faktor yang mempengaruhi akses UMKM terhadap pembiayaan mikro syariah adalah variabel dummy akses pinjaman, umur pengusaha UMKM, dummy jenis usaha 2 (manufaktur), dan omset usaha. Selain itu, diketahui juga bahwa pengusaha UMKM menjadikan lembaga mikro syariah (BMT) sebagai lembaga keuangan komplementer dengan perbankan formal.…”

Section: Pendahuluanunclassified

Understanding Farmers’ Access and Perception to Islamic Microfinance on Agricultural Financing: Study in Central Lampung Regency

Yoko

Prayoga

2019

J.halal prod. Res.

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The agricultural sector is a major sector in economic activity in the province of Lampung. However, the crucial issues are still encountered in the agricultural sector, such as low productivity triggered by a narrow land ownership and restrictions on capital. Baitul Maal wat Tamwil (BMT) is one example of rural microfinance institutions that can be optimized role in improving farmers' access to financing sources. The purpose of this study was to identify the perceptions of farmers on the existence of BMT and identify factors that can increase the chances of farmers access the agricultural financing of BMT. The results of the analysis has pointed out that farmers assess the perception of the existence of BMT important role in supporting farming activities or other economic activity. In terms of employee services, facilities and infrastructure owned, as well as agricultural finance products from BMT, farmers assess it is already quite good. Farmers give agreed statements to each perception attribute with different percentages. The results of the analysis with the logistic regression model show that the significant variables to increase farmers' opportunities to access sharia agricultural finance from BMT are the distance of farmer's house to BMT service office, cost of fund, and farmer's view of the credit interest system.

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Section: Pendahuluanunclassified

Understanding Farmers’ Access and Perception to Islamic Microfinance on Agricultural Financing: Study in Central Lampung Regency

Yoko

Prayoga

2019

J.halal prod. Res.

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“…Berdasarkan fenomena di atas, maka diperlukan suatu kegiatan pengabdian masyarakat bagi UMKM untuk dapat memperoleh pengetahuan keuangan, sehingga dapat mengakses penambahan modal usaha (Anggraeni, Puspitasari, El Ayyubi, & Wiliasih, 2018). Pengembangan usaha yang dimaksud adalah pengajuan Kredit Usaha Rakyat/ KUR dan pengelolaan keuangan yang benar (Kurniawati, Nugroho, & Arifin, 2010).…”

Section: Umkm Grades Up Marketing Go Online Simple Financial Reports unclassified

Strategi Peningkatan Kinerja UMKM melalui “UMKM Naik Kelas” Pada UMKM di Kecamatan Cempaka Putih Jakarta Pusa

Sutandi

Vikaliana

Hidayat

et al. 2020

jks

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n Indonesia, SMEs have a strategic role and a very large contribution to the national economy by contributing 53.3% of total GDP (Gross Domestic Product). The number of SMEs in Indonesia reaches around 56.2 million units and is capable of absorbing 97.2% of the total workforce. Based on data from the Central Statistics Agency (BPS) the growth of online-based trading business has increased in the last 10 years, to 26 million or up 17% and followed by the number of SMEs reaching more than 55 million units, but many challenges must be faced by SMEs in facing MEA. The form of community service activity training is titled: "UMKM Grades Up with the subtitles Training on Inventory Management, Marketing Go Online, and Preparation of Simple Financial Statements and MSME Tax Socialization". This year 2019 is the second year of the implementation of this community service program. This year, the response of community service partners, in this case 10 Assisted Culinary MSMEs around the campus, Cempaka Putih Jakarta, were very enthusiastic. This can be seen from the spirit of curiosity (many questions) about the material of socialization and the seriousness of the training that was given. The UMKM Actors asked for the continuation of this training, in the form of assistance / consultation for the development of the UMKM. The driving factors of the UMKM Graduation Class activities are the enthusiasm or high motivation of the SMEs. While the obstacle to the implementation of this program is the lack of duration of training, in terms of frequency. Another difficulty is the limited time of the UMKM Actors, because they have to take care of the UMKM business processes that are still running. Based on the results and outcomes achieved in 2019 community service titled MSMEs Graduating Classes, then for 2020 it is planned to hold: mentoring MSME business processes, so that MSMEs truly advance in class. The intended grade is that there is progress in management, so that it has implications for increasing MSME income. To facilitate the assistance for MSME business development, a MSME staging or clustering will be conducted in Cempaka Putih District.

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“…Regresi logistik dalam penelitian ini digunakan untuk mengetahui faktor-faktor yang memengaruhi keberhasilan usaha mustahik pada program zakat produktif LAZ An-Nuur. Model logit yang digunakan adalah sebagai berikut: yang sama juga ditemukan oleh Anggraeni et al (2013) bahwa laba usaha berpengaruh positif terhadap akses UMKM terhadap pembiayaan.…”

Section: Analisis Regresi Logistikunclassified

Untitled

2018

JAM

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The high level of poverty in Indonesia becomes one of the problems that have not been successfully overcame by the government. Bogor Regency is the district with the poorest population in West Java Province in 2016. Many programs have been undertaken to overcome these problems by government of Bogor Regency. One of them is by optimizing the utilization of productive zakat conducted by Lembaga Amil Zakat (LAZ). LAZ An-Nuur established mustahik empowerment program by providing productive zakat in the form of financing for entrepreneurship. This study aims to analyze the factors that influence the success of a mustahik's business in utilizing the productive zakat given by LAZ An-Nuur. The method used in this research is descriptive analysis and logistic regression analysis. Respondents in this study consisted of 48 beneficiaries of productive zakat funds. The results show that the factors that proved to influence the success of LAZ An-Nuur mustahik's business are the age, length of business, business profits, and the frequency of financing.

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Akses UMKM terhadap Pembiayaan Mikro Syariah dan Dampaknya terhadap Perkembangan Usaha: Kasus BMT Tadbiirul Ummah, Kabupaten Bogor

Cited by 25 publications

References 0 publications

Understanding Farmers’ Access and Perception to Islamic Microfinance on Agricultural Financing: Study in Central Lampung Regency

Understanding Farmers’ Access and Perception to Islamic Microfinance on Agricultural Financing: Study in Central Lampung Regency

Strategi Peningkatan Kinerja UMKM melalui “UMKM Naik Kelas” Pada UMKM di Kecamatan Cempaka Putih Jakarta Pusa

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