“…Second, in the light of the theoretical perspective disclosed in Section 2, the extant literature on financial development has documented that enhancing financial access is important in driving investments for employment and output growth, improving household welfare and business operators, inter alia (Odhiambo, 2010(Odhiambo, , 2013(Odhiambo, , 2014Bocher, Alemu, & Kelbore, 2017;Wale & Makina, 2017;Chikalipah, 2017;Daniel, 2017;Osah & Kyobe, 2017;Oben & Sakyi, 2017;Ofori-Sasu, Abor & Osei, 2017;Boadi, Dana, Mertens, & Mensah, 2017;Chapoto & Aboagye, 2017;Iyke & Odhiambo, 2017;Tchamyou, Erreygers, Cassimon, 2019;Tchamyou, 2019aTchamyou, , 2019a. The study contributes to the strand of literature by assessing the nexus between enhancing financial access and productivity because to the best of our knowledge, the contemporary extant literature has not focused on the problem statement.…”