Since the pioneering works of Berg and Purcell, discriminating between diffusion followed by binding has played a central role in understanding cell signaling. B-cell receptors (BCR) and antibodies challenge that simplified view as binding to antigen follows after a chain of diffusion, rotations, tilts, and twists of their Fab arms due to their Y-shaped structure and flexibility. This paper analyzes the first-passage times due to these three rotations positioning the Fab arms in the proper position and orientation required for antigen binding. We combine analytical calculations with Brownian simulations to show that those times strongly depend on the dimensional physical conditions of the interactions (3-dimensional for free antigens and antibodies vs. 2-dimensional for membrane-anchored antigens and BCRs) and the flexibility and angle span between Fab arms of different immunoglobulin isotypes. Our quantitative estimations show that measuring kinetic binding rates using experimental methods in which the analyte is in solution hinders the underlying binding rates. As a consequence, the latter cannot generally be inferred from the former. This is highly relevant when one wants to relate BCR-antigen binding strength and B cell response, particularly during germinal center reactions. We argue that there is a need to revisit our current understanding of the BCR-antigen kinetic rates in germinal centers using state-of-the-art experimental assays.SIGNIFICANCE3-dimensional Ab-Ag effective affinity constants are unreliable surrogates for 2-dimensional BCR-Ag effective affinity constants.