“…Ease of use The degree of simplicity using a service (Ahmed et al, 2015;Alanezi et al, 2012;Alias et al, 2011;Huang & Benyoucef, 2014;Kaisara & Pather, 2011;Karunasena & Deng, 2012;Okunola & Rowley, 2013;Papadomichelaki & Mentzas, 2012;Rasyid & Alfina, 2017;Rehman, Esichaikul, & Kamal, 2012;Sigwejo & Pather, 2016) 10. Website quality Organization and structure of the service portal (Alanezi et al, 2012;Alias et al, 2011;Horan & Abhichandani, 2006;Kaisara & Pather, 2011;Okunola & Rowley, 2013;Papadomichelaki & Mentzas, 2012;Rasyid & Alfina, 2017;Sharma, 2015;Verdegem & Verleye, 2009) 11. Support Assistance to users (Alanezi et al, 2012;Anwer et al, 2016;Kaisara & Pather, 2011;Okunola & Rowley, 2013;Papadomichelaki & Mentzas, 2012;Reddick & Turner, 2012) 12.…”