Adopting e-finance: decomposing the technology acceptance model for investors

Abroud, Alireza; Choong, Yap Voon; Muthaiyah, Saravanan; Fie, David Yong Gun

doi:10.1007/s11628-013-0214-x

Cited by 37 publications

(19 citation statements)

References 38 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…TAM suggests that the perceived usefulness and ease of use by an individual are the factors that determine the attitude towards the use of a specific technology, and consequently determine its intended use, resulting in it is use (Davis 1989). This model has been applied in many fields, such as the use of online services (Liao, Chen, and Yen 2007), mobile phones (Ervasti and Helaakoski 2010), mobile ticketing (Mallat et al 2009), Web 2.0 technologies in marketing classes (Lowe et al 2013), social networking (Lorenzo, Alarcón, and Gómez 2011), e-finance (Abroud et al 2013), online product recommendation agents (Sheng and Zolfagharian 2014) and mobile payments (Liébana-Cabanillas, Sánchez-Fernández, and Muñoz-Leiva 2014), among others.…”

Section: Theoretical Backgroundmentioning

confidence: 99%

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Liébana‐Cabanillas

Luna

Montoro-Ríos

2015

Technology Analysis & Strategic Management

151

View full text Add to dashboard Cite

The main goal of our research is to analyse users' acceptance of Quick response (QR) code mobile payment systems, considering the population's widespread use of mobile devices. A comprehensive review of the scientific literature has justified the development of a behavioural model that explains intention to use of mobile payment via QR. To this end, the authors have carried out a study through an online survey to a national panel of Internet users. The results show that attitude, innovation and subjective norms are determinants of the future intention to use this technology. The conclusions and implications for management provide alternatives for companies to promote this new business by means of the new technical developments. This paper is a pioneer study of intention to use with mobile payment via QR. Classic variables from the Technology Acceptance Model (TAM), as well as variables from other recent studies, were used as models for this research (compatibility, security, personal innovation and individual mobility).

show abstract

Section: Theoretical Backgroundmentioning

confidence: 99%

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Liébana‐Cabanillas

Luna

Montoro-Ríos

2015

Technology Analysis & Strategic Management

151

View full text Add to dashboard Cite

show abstract

“…Adoption and post-adoption behavior theories explain consumer decisions from two perspectives: first, aspects that lead to adoption or change and, second, inhibitors or barriers to adoption or change. The TAM and TPB models have been used to explain consumers' adoption decisions for decades, and they are still applied in recent IS research (Kim and Kakanhalli 2009;Taylor and Strutton 2010;Hernández et al 2010;Polites and Karahanna 2012;Chen and Lu 2011;Teoh et al 2013;Abroud et al 2013;Iglesias-Prada et al 2014;Medina et al 2014). TAM proposes perceived usefulness and ease-of-use of the new IT system as antecedents of adoption behavior, and TPB adds subjective norms to this model.…”

Section: Theoretical Frameworkmentioning

confidence: 99%

“…Cloud service adoption and usage has been analyzed from the firm's point of view (Misra and Mondal 2010;Low et al 2011;Marston et al 2011;Wang and He 2014). However, except for the financial service context (Abroud et al 2013;Lu et al 2014), little is known about how individual users accept cloud services (Li and Chang 2012).…”

Section: Introductionmentioning

confidence: 99%

“…In recent years, there has been increasing interest in analyzing the antecedents of the intention to adopt and use new technologies (Hernández et al 2009;Patsiotis et al 2013;Abroud et al 2013;Lu et al 2014) and an increase in switching behavior and post-adoption research is observed (Kim and Kakanhalli 2009;Chen and Lu 2011;Wu 2011;Bhattacharyee et al 2012;Kan and Lee 2014). In the context of information technology (IT) adoption and IT post-adoption behavior, research has used different paradigms, such as the expectancy-confirmation paradigm, the theory of planned behavior (TPB), and the technology acceptance model (TAM), that focus on the cognitive variables in the users' decision process.…”

Section: Introductionmentioning

confidence: 99%

See 1 more Smart Citation

Enemies of cloud services usage: inertia and switching costs

2015

View full text Add to dashboard Cite

This paper examines the direct and mediating role of inertia on the likelihood of adopting cloud services by individual users, and provides the reasons of the inertial behavior. The study is focused on Google Drive cloud services. The results emphasize the importance of inertia and switching costs in explaining the resistance to use cloud services. Furthermore, inertia partially mediates the relationship between switching costs and cloud computing services usage. Finally, it is found that inertia in the use of prior IT is mainly explained by convenience rather than by loyalty. From the point of view of the service provider, these results have implications on its marketing strategy.

show abstract

“…These processes most often need to be executed in a near-real time, and they are always characterized by a certain degree of risk. They are often supported by multi-agent decision support system [5]. Such system may generate decisions constituting hints or tips to investors, or alternatively decisions may be taken automatically (taking into account criteria specified by an investor -e.g.…”

Section: Introductionmentioning

confidence: 99%

Knowledge integration in multi-agent decision support system for financial e-services

Hernes

Sobieska-Karpińska

2016

Annals of Computer Science and Information Systems

View full text Add to dashboard Cite

Abstract-Providing financial e-services in the all areas involves taking decisions processes. Existing systems, also multi-agent systems, usually include only one of the earlier mentioned areas, and they are closed systems, available only to a small group of users. In addition, agents' knowledge in these systems is characterized by a certain degree of heterogeneity. Since in the decisive process one final decision is required, knowledge shall be automatically integrated. The aim of this paper is presentation of the author's method for knowledge integration in multi-agent decision support system of financial e-services. The first part of paper presents an architecture of the developed system, functioning of selected agents and a structure of agents' knowledge representation. Next, the developed method for integration of knowledge has been described. The last part of paper presents the results of research experiment to evaluate the effectiveness of the system and the developed method.

show abstract

Adopting e-finance: decomposing the technology acceptance model for investors

Cited by 37 publications

References 38 publications

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Enemies of cloud services usage: inertia and switching costs

Knowledge integration in multi-agent decision support system for financial e-services

Contact Info

Product

Resources

About