Access to finance among small and medium-sized enterprises and job creation in Africa

Abstract

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COVID-19 pandemic, a blessing or a curse for sales? A study of women entrepreneurs from Khyber Pakhtunkhwa community

“…The findings of the study showed that age (RQ2) was positively related to sales volume of these women entrepreneurs. Age and experience are relevant because younger businesswomen might be at a disadvantage in borrowing financial capital (Brixiov a et al, 2020). Older women have greater access to financial capital and markets than younger women entrepreneurs.…”

“…Women's engagement in these businesses has differential effects. The socio-economic characteristics of age, homeownership, family support and nature of the business also influence the sales volume/business performance (Brixiov a et al, 2020;OECD, 2020). Women informal entrepreneurs contribute to their families while facing economic downturns, while also facing the dual burden of caring for family and household work in addition to their businesses (Chant, 2014), thereby increasing possible work-family conflicts (Greenhaus and Beutell, 1985).…”

The Efficacy of Agricultural Cooperatives Towards Enhancing Food Security in Rural Areas: Mbombela Local Municipality, Mpumalanga Province

“…Agricultural cooperatives play an important role in many national economies, and they create many employment opportunities in Africa and worldwide. Cooperatives have a comparative advantage in terms of job creation over other types of businesses because they are labor-intensive by nature, they are cost-effective due to member commitment and participation which makes job creation sustainable (Brixiová, Kangoye and Yogo, 2020). Consequently, the commitment and participation of cooperative members encourage agricultural cooperatives to be an excellent tool for increasing agricultural production through new agricultural skills development and market accessibility (Mwadzingeni et al, 2020).…”

Financing Micro and Small Enterprises: Assessing the Impact of Mudra Loans in an Emerging Economy

“…The author shows that small enterprises with access to formal funding generate additional jobs than companies without access, with employment in companies with more affordable and bigger loans increasing the quickest. The effects of finance access for production companies are greater than for services and are indicative of sectoral finance targeting as a possible industrialization policy (Brixiová et al, 2020). Cravo analyses and summarises 40 meticulous assessments of small and medium enterprises assistance services and provides proof to inform policy debates on small and medium-sized enterprises and corporate support.…”