Access to Credit and the Effects of Credit on Resource Allocation Decisions and Productivity in Indian Agriculture

Selvaraj, K. N.; Chandran, K.; Sundaravaradarajan, K. R.

doi:10.1177/1018529119980201

Cited by 1 publication

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“…There was positive effect on sugarcane production due to credit. Research was conducted in two regions of India by Selvaraj et al, (1998) to find out the credit access and its effects on resource allocation and agriculture production. The study reports that access to both formal and informal credit is crucial for adoption of improved varieties and wag payments.…”

Section: Review Of Literaturementioning

confidence: 99%

A Critical Evaluation of Micro Credit Utilized by Small Farming Community : A Case Study of Mandi Baha-Ud-Din

Ahmad¹,

Rehman²

2015

KCAJBMR

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Credit is an important tool for the farming community to get command over the use of working capital, fixed capital and consumption goods. With the dawn of green revolution, there were rapid changes in crop production technology, so credit requirements have increased for Agriculture crop production. In Pakistan, agriculture is characterized as having large number of small and marginal farms with limited financial resources. To overcome this issue various financial institutions are working in the country to fulfill the needs of farmers for better agriculture productivity. This study is purposed to ascertain the impact of credit on agriculture production, linking agriculture production function as a dependent variable with the explanatory variables like agriculture credit, seed, water, labor force and other inputs like fertilizers and pesticides. By employing Cob Doughlas production function; we can filter out the real time role of agricultural credit in changing the crop production. Times series data at District level would be used to pursue the specific objectives. The study would generate helpful policy input.

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Section: Review Of Literaturementioning

confidence: 99%