“…Unnecessary further investigation and (over-)treatment may result in a potentially injurious and expensive cascade of tests and procedures, depending on specific health care organization insurance systems, e.g., Beveridge Model, Bismarck Model, NH Insurance Model, Out-of-pocket payments, et cetera [ 7 , 222 , 223 , 224 , 232 , 233 , 234 ]. Furthermore, incidental findings may adversely affect individual future perspectives [ 235 ] and medical and life insurance status [ 2 , 222 ].…”