A Study of Extent of Usage of Financial Inclusion Services in Punjab

Abstract

The study focused on evaluating the extent of usage of different financial services. The study area was three districts namely Jalandhar, Gurdaspur and Sangrur of Punjab. The study examined 500 respondents belonging to BPL sections. The Percentage and Chi-square was applied to derive the conclusions. The study established that usage was found very low along with frequency. The study recommended to enhance usage of these services with attractive products and alluring benefits after making them financially literate.