A secure on-line software transaction scheme

Tzeng, Shiang-Feng; Hwang, Min‐Shiang; Chen, Hsing‐Bai

doi:10.1016/j.csi.2004.07.004

Cited by 1 publication

(1 citation statement)

References 15 publications

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“…Another line of research into financial transaction and Internet fraud has involved detailed analysis of the computer science and IT technology in areas such as network construction, Internet protocols and data security (Tzenga et al, 2005;Onyszko, 2006). Furthermore, advanced algorisms and encryption models are raised by IT experts to assure that e-transaction/payment is secured (Lin and Hsu, 2011;Vincent et al, 2010).…”

Section: Conceptual Backgroundmentioning

confidence: 99%

Influential factors of online fraud occurrence in retailing banking sectors from a global prospective

Sun

Davidson

2015

Information &Amp; Computer Security

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Purpose -This paper aims to focus on online fraud occurrence in retailing banking sectors both in the UK and China. Online financial transactions bring convenience to individuals dramatically and improve banking service quality efficiently. However, the latest service channel, Internet, has been exploited by fraudsters excessively, standing at a huge monetary loss worldwide. Design/methodology/approach -In aspects of demographic factors, financial activities and IT usage, results would benefit financial organisations and local authorities in strengthening customers' education and improving policymaking. The fraud occurrence model is empirically tested using quantitative data, and comparison is discussed using qualitative data collected in both countries. Findings -The findings provide solid understanding of customers' behaviours towards online financial transactions and fraud occurrence internationally. As the main implication, customer education is proposed to benefit financial organisations in both countries. According to the data collection process and the data analysis results, individual customers are aware of banking policies and practices to some extent. Particularly in China, customers' satisfaction level is relatively lower and service quality is not reasonable in most circumstances. Research limitations/implications -The research experiences gained from this study suggest a number of areas for future research, particularly the under-researched area of fraud. Rather than approaching the research questions through individuals, there would be much value in working with merchants and financial organisations that are dealing with financial transactions and fraud on a daily basis. Originality/value -By combining three approaches (demographic factors, financial activities and IT usage), this study is trying to develop a comprehensive and statistical understanding of online fraud occurrences.

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Section: Conceptual Backgroundmentioning

confidence: 99%