A Secure Cloud Password and Secure Authentication Protocol for Electronic NFC Payment Between ATM and Smartphone

Abstract

NFC (Near Field Communication) is a radio frequency wireless communication technology for less distance (less than 10cm). It operates at a frequency of 13.56 MHz recently, it has been used for electronic payment between an Automated Teller Machine (ATM) and a Smartphone. It can be menaced by attacks which stole personal data like the user password, the user bank account number ant its amount. So, it must be protected and secured. In this paper, we present a cloud secured password, a simple secured authentication protocol, a simple proposed hash function and a simple test of intrusion to secure the NFC payment between an ATM and a Smartphone against eleven attacks. The analysis of our solution proves that it defends against eleven attacks; it is cost-effectiveness in terms of hardware, cost of calculation, storage space and cost of communication. The proposed technique of password and the protocol use simple cryptography operations, a simple hash function and simple operators.

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