Considerable data have recently been collected on light zirconium isotopes. We present new measurements on Zr and some unpublished results on 82Zr. We have performed calculations on ' ' Zr using an extension to the IBM which allows a collective core to couple to up to four unpaired fermions (two broken pairs). The role of vibrational collectivity is clear in the N =44 and N =46 nuclei, but collective rotation becomes the dominant mode below N =44. The relative positions of the neutron and proton Fermi surfaces are crucial in determining the complexity of the decay path down the yrast states, being dominated by proton configurations for N~44 but showing strong competition between neutron and proton structures when N & 44. PACS number(s): 21.10.Re, 23.20.g, 21.60.Fw, 27.50.+e