“…Different applied studies in different countries have shown different views on the effect of credit on economic growth. Empirical studies have concluded that there is a positive relationship between bank credit and economic growth in various economies, among other, (Abu-Bader & Abu-Qarn, 2008;Cristea & Dracea, 2010;Iqbal, et al 2012;Murty, et al, 2012;Banu 2013;Barajas, et al, 2013;Hasanov & Huseynov, 2013;Zaghdoudi, et al, 2013;Alkhuzaim, 2014;Timsina, 2014;Oladapo & Adefemi, 2015;Akujuobi & Nwezeaku, 2015;Armeanu, et al, 2015;Ismail & Masih, 2015;Mohanty, et al 2016.;Timsina & Pradhan, 2016;Singh, et al 2016;Okafor, et al 2016;Ananzeh, 2016;Abusharbeh, 2017;Bist, 2018;Hacievliyagil & Eksi, 2019;Awad & Al Karaki, 2019;Zıdan, 2019;Camba & Camba, 2020). Furthermore, Mushabeb, (2015) confirms the small positive impact of bank credit on Yemeni economy.…”