Complex-valued ratio distributions arise in many scientific and engineering domains such as statistical inference for frequency response functions (FRFs) and transmissibility functions (TFs) in structural health monitoring. When solving the distribution properties for complex ratio random variables through the definition of probability density function (PDF), the problem is usually accompanied by complicated derivatives. In this study, a unified scheme to solve complex ratio random variables is proposed for the case when it is highly non-trivial or impossible to discover a closed-form solution, such as for complex-valued t ratio distributions. Based on the probability transformation principle in the complex domain, a unified formula is derived by reducing the concerned problem into multidimensional integrals, which can be solved by advanced numerical techniques. A fast Sparse-Grid Quadrature (SGQ) rule by constructing multivariate quadrature formulas using the combinations of tensor products of suitable one-dimensional formulas is utilized to improve the computational efficiency by avoiding the curse of integral dimensionality. The unified methodology can efficiently calculate the PDF of a ratio random variable with its denominator and nominator specified by arbitrary probability distributions including Gaussian or non-Gaussian ones, correlated or independent random variables, as well as bounded or unbounded ratio random variables. The unified scheme 2 is applied to uncertainty quantification for FRFs and TFs, and the efficiency of the proposed scheme is verified by using the vibration testing field data conducted on a simply-supported beam, as well as onAlamosa Canyon Bridge.