In this paper we study the lower triangular matrix K-algebra Λ := T 0 M U , where U and T are basic K-algebras with enough idempotents and M is an U -T -bimodule where K acts centrally. Moreover, we characterise in terms of U, T and M when, on one hand, the lower triangular matrix K-algebra Λ is standardly stratified in the sense of [13]; and on another hand, when Λ is locally bounded in the sense of [3]. Finally, it is also studied several properties relating the projective dimensions in the categories of finitely generated modules mod(U ), mod(T ) and mod(Λ).