2022
DOI: 10.1177/02666669221120050
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A financial inclusion app and USSD service for farmers in rural Colombia

Abstract: This study reports the implementation of a financial inclusion app for farmers in rural Colombia. Stemming from the triple helix initiative, this study aims to make public financing instruments more readily available to farmers. Through a design science research approach, the app was collaboratively conceived, designed, implemented, and evaluated. We provide this reflective design as a case study of how a combination of triple helix collaboration, design science, and agile software development contributes towa… Show more

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Cited by 4 publications
(3 citation statements)
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“…For the integration of a novel technology, we acknowledge the need for easy accessibility by all members of the community; therefore, the platform does not rely on users having their own smartphone or an internet connection. Instead, following successful examples [34,35], all system functions will be accessible from feature phones via unstructured supplementary service data (USSD) menus, which operate via service and control commands in a mobile network. To access the USSD menu, users will be able to either register their own mobile phone number or receive a new SIM card in their name upon study enrollment (with which they can access their personal account via the mobile phones of CHWs, other clients, or any friend or family member).…”
Section: Semuto Health Center IV Approach 20: the Mopuleesa Interventionmentioning
confidence: 99%
“…For the integration of a novel technology, we acknowledge the need for easy accessibility by all members of the community; therefore, the platform does not rely on users having their own smartphone or an internet connection. Instead, following successful examples [34,35], all system functions will be accessible from feature phones via unstructured supplementary service data (USSD) menus, which operate via service and control commands in a mobile network. To access the USSD menu, users will be able to either register their own mobile phone number or receive a new SIM card in their name upon study enrollment (with which they can access their personal account via the mobile phones of CHWs, other clients, or any friend or family member).…”
Section: Semuto Health Center IV Approach 20: the Mopuleesa Interventionmentioning
confidence: 99%
“…La baja en el PIB que ha tenido el sector agrícola en muchas ocasiones es por falta de recursos, lo que no permite que el proyecto sea sostenible, en otras palabras, las comunidades de menores ingresos de las zonas rurales colombianas han tenido problemas de financiación (Chen et al, 2022), debido a la disminución considerable del efectivo y el bajo índice de préstamos en las zonas rurales del país y de la región latinoamericana , continúan siendo el mayor factor de que el nivel de productividad en la última década sea bajo e ilimitado (Nova & González, 2023).…”
Section: Figuras 2 Comportamiento En El Sector Agrícolaunclassified
“…Con este panorama, existe una oportunidad interesante para la banca multilateral. Puede desempeñar un papel fundamental en la promoción de la participación de los ciudadanos en el proceso de agrimensura con fines de registro, siguiendo políticas públicas que prevean la participación de las comunidades en los levantamientos utilizando la tecnología (Nova & González, 2023). Esto requiere estrategias para difundir la política y promover la apropiación comunitaria del proceso.…”
Section: Figuras 2 Comportamiento En El Sector Agrícolaunclassified