A Consumer Knowledge and Behaviors towards Banking Home Loans

Günay, Gülay; Savaş, Burcu; GÜNEŞ, Hidayet; Bener, Özgün

doi:10.18848/2324-7576/cgp/v08i03/53516

Cited by 4 publications

(2 citation statements)

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“…Similarly, most of the researchers in their studies found that Interest rate, easy accessibility, Processing fee, loan tenure reputation of the institution influence selection criteria for banks which is quite similar to the findings of this study Haron et al, (1994). Similarly, Gunay et al, (2014) in their research paper found that 51.7% of interviewees said that they consult their families when making decisions about house loans. While 46.1% of customers said they use the Internet to research home loans, 79.5% of consumers said they visit banks to do it.…”

Section: Discussionsupporting

confidence: 84%

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Information Search for Bank Loan: A Study of Nepalese Entrepreneur

Gyawali,

Acharya

2023

J. Tilottama

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The paper attempts to investigate how consumers search information for bank loans and endeavors to provide insight into the different sources of information that entrepreneurs mostly used to grab detailed information regarding loan services. Based on data collection through structured questionnaires using correlation and regression analysis, results reveal that entrepreneurs mostly use bank sources as a source of information. Though Nepalese Entrepreneurs are aware of sources of information due to the non-availability of the required information as well as the trustworthiness of the obtained information they believe bank sources as trusted and reliable sources rather than other sources. The sample comprising of 130 employees in the Information Technology (IT) industry which were selected by non-probability sampling. It is concluded that Interest rate was found to be the most important criterion followed by the duration of the loan, monthly installment, payment flexibility, and processing fee by Nepalese entrepreneurs to decide the choice of bank.

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Section: Discussionsupporting

confidence: 84%

“…Similarly, Chang and Hanna (1992) believe that rational consumers may be more likely to engage in particular information searches. Along the same line, Gunay et al, (2014) evaluate consumers' knowledge and behavior regarding using home loans. The study focused on knowledge and reported behavior toward banking home loans among a sample of Turkish consumers.…”

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confidence: 99%

Information Search for Bank Loan: A Study of Nepalese Entrepreneur

Gyawali,

Acharya

2023

J. Tilottama

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Antecedents and consequences of Personal Financial Management Behavior: a systematic literature review and future research agenda

Goyal

Kumar

Xiao

2021

IJBM

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PurposeThe purpose of this paper is to investigate the current state of research on Personal Financial Management Behavior (PFMB), with a prime focus on its antecedents and the consequences. By analyzing the research trends, methods, determinants and outcomes, the PFMB literature is synthesized, and agenda for future research is suggested. A framework is presented that portrays PFMB's antecedents and consequences and further specification of the mediation and moderation linkages.Design/methodology/approachThe review is based on 160 articles published during 1970–2020. It follows a systematic approach and presents the definitions and theories of PFMB, publication trends based on time, region, sample population, research designs, data collection and analysis techniques, along with antecedents and outcomes through content analysis.FindingsThe synthesis draws upon various factors affecting PFMB, such as demographics, socio-economic, psychological, social, cultural, financial experience, financial literacy (FL) and technological factors. The prominent outcomes of PFMB include financial satisfaction, relationship satisfaction, quality of life, financial success, happiness, financial vulnerability/resilience and financial well-being. The future research agenda sums up the recommendations in the form of research questions on variables and their linkages, followed by methodological advancements.Originality/valueThis paper covers the scholarly work done in this area in the past 51 years. To the best of authors' knowledge, this is the first attempt to offer a most comprehensive and collective scholarship of this subject. It further gives an extensive future research agenda.

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Participation (Islamic) Banking in Turkey: A Bibliometric Analysis and Future Research Agenda

İSLAM¹,

Hassan²,

ABDULLAHI³

et al. 2022

IJEM

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Turkey's Muslim heritage is rich and a Muslim majority country. Over time, more Islamic banks have opened around the world, including in Turkey. Turkey calls Islamic banks "participation banks". The study reviews bibliometric and content analysis of Turkish participation banking from Scopus. Scopus data were retrieved on Jan. 20, 2022. The keyword "Islam* or participation and bank* and Turkey or Turkish" was utilized in the title-abs-key. 82 articles and 2 reviews were examined from 1990 to 2021 in Scopus. RStudio, VOSviewer, and Excel analyzed quantitative data. Overall performance, citation (quantitative), and conceptual (qualitative) discussion for further research. The most-cited paper had 73 citations. The most relevant author, countries, institutions, and journals are AYSAN AF with 5 publications, Turkey, Istanbul University, and "International Journal of Islamic and Middle Eastern Finance and Management". The preceding literature evaluation reveals research gaps and study proposals. The analysis includes both mediumand high-quality English papers and reviews from Scopus. It accepts just Turkish participation banking-related papers. Additional research could involve the Web of Science and other units. According to the authors, It's the first bibliometric analysis of participation banking in Turkey. This research may also serve as a model for future Turkish scholars and policymakers.

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A Consumer Knowledge and Behaviors towards Banking Home Loans

Cited by 4 publications

References 0 publications

Information Search for Bank Loan: A Study of Nepalese Entrepreneur

Information Search for Bank Loan: A Study of Nepalese Entrepreneur

Antecedents and consequences of Personal Financial Management Behavior: a systematic literature review and future research agenda

Participation (Islamic) Banking in Turkey: A Bibliometric Analysis and Future Research Agenda

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