A cashless payment transaction (CPaT) using RFID technology

Ya’acob, Norsuzila; Yusoff, AzitaLaily; Sarnin, Suzi Seroja; Ali, Darmawaty Mohd; Naim, Nani Fadzlina; Kassim, Murizah; Azni, Nur Amirah Binti Mohd

doi:10.11591/ijeecs.v16.i1.pp191-199

Cited by 7 publications

(5 citation statements)

References 10 publications

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“…Thus, it is more suitable to understand studies that are mostly affected by human factors [29]. UTAUT model is adapted from [27,[30][31][32][33][34][35][36] as guidelines in identifying key factors that influence the acceptance of e-wallet towards a cashless society in Malaysia. The proposed research model consists of seven 7 The hypothesis is an assumption made in the study and may differ from actual results after data collection and analysis.…”

Section: Research Model and Hypothesismentioning

confidence: 99%

E-wallet: factors influencing user acceptance towards cashless society in Malaysia among public universities

Abdullah

Redzuan

Daud

2020

IJEECS

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<p>The evolution of financial technology into digital payment has led to a new era of cashless society. In line with the global trend, the Malaysian Government has been committed to strengthen the agenda of a cashless society by actively promoting the use of e-Wallet through the establishment of the Interoperable Credit Transfer Framework (ICTF) policy in 2018. Although e-Wallet has been implemented since 2016, several previous studies have found that the level of acceptance is still relatively low while the main factors that influence the acceptance of e-Wallet in Malaysia still remain unclear. This study aims to identify the factors that influence the acceptance of e-Wallet towards establishing cashless society in Malaysia. Online survey using closed-ended questionnaires have been conducted among 400 respondents from students and employees of Malaysian public universities in Klang Valley. Collected data have been analyzed using descriptive statistics and inferential statistics which consist of Factor Analysis, Pearson Correlation and Multiple Linear Regression in Statistical Package for the Social Sciences (SPSS). Based on the findings, four factors are found to significantly influence e-Wallet acceptance, which consist of Performance Expectancy (PE), Social Influence (SI), Facilitating Conditions (FC) and Trust (T). Facilitating Conditions (FC) is the most influential significant factor behind the acceptance of e-Wallet among Malaysians.</p>

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Section: Research Model and Hypothesismentioning

confidence: 99%

E-wallet: factors influencing user acceptance towards cashless society in Malaysia among public universities

Abdullah

Redzuan

Daud

2020

IJEECS

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“…Next, the employee proceeds to the RFID card data generation section using the Card Management System application (3) where they obtain an RFID card (4) that can be used to access the room. Finally, the employee can also view room access activities (5) and read RFID card data using a mobile application (6).…”

Section: Proposed Systemmentioning

confidence: 99%

“…money). An e-money is an example of the application of RFID in the financial category [6], [7], [8], [9], besides being used in the financial sector, smart cards are also often used for identity cards (e-identity). E-identity can be in the form of identification cards, for example identity cards, student cards, employee cards, and other identification cards [10], [11], [12], [13], [14], [15].…”

Section: Introductionmentioning

confidence: 99%

Door Access System Design Using RFID Technology

Noprianto,

Wakhidah,

Ariyanto

et al. 2023

IJCDS

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In the past, people had to carry around a thick wallet filled with cash when they wanted to make a payment. But now it can be replaced with an electronic wallet (e-wallet) or electronic card (e-money). E-money is one example of the application of RFID in the financial sector. Also often used for identity cards (e-identity). With RFID technology, we can access a room or class that has an RFID reader installed. In most cases, granting access to a room can be done by directly coming to register the RFID or accessing the reader by accessing a specific URL address. This will cause problems if the number is even hundreds. Another problem is the data communication model to the reader device which is carried out by direct access to the URL or communication socket, especially for communication sockets for users who are still new to it will be very difficult. This study proposes data communication to the reader device via remote (remote) on a local network or long distance (internet) and utilizes web communication model services and Protocol Message Queuing Telemetry Transport (MQTT) to wrap socket communication to RFID reader devices. In addition to socket communication, the communication model between applications uses JWT tokens with SHA-256 hashing algorithms that have been set up for access control to add security so as to avoid unknown requests. Auditing techniques are also a concern so that any data changes can be monitored easily. Additional security for writing and reading cards with key A and key B diversification techniques helps avoid taking or changing data on RFID cards. Furthermore, the test results on the AR-725E reader device show that RFID cards can be detected with a maximum distance of 3 cm.

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“…The website is: "The web can be interpreted as a collection of pages that display text data information, image data, animation data, sound, video and a combination of all of them, both static and dynamic which form a series of buildings that interconnected, each of which is linked by hyperlinks [9]. The web is: "A collection of pages consisting of several pages that contain information in the form of digital data in the form of text, images, video, audio, and other animations provided through an internet connection" [10].…”

Section: D) Webmentioning

confidence: 99%

Utilization of E-money for School Payments Using Web-Based RFID Sensors

Rakasiwi¹,

Kusumo²

2021

ASSET

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School payments are a very important issue to support a school that is used to meet infrastructure and other needs. Therefore, if there is an error in writing or the loss of payment data, a difficult problem will arise. Because the payment process is still manual using a notebook.By utilizing E-money and RFID Sensors in the school payment process, it will be very helpful to create an effective and efficient payment process. That is by using school student cards as self-identity in searching for data that will be linked to a web as a basis. In paying school fees, you can also use E-money for the payment process. Therefore, the author will use electronic money to process the payment. That is by utilizing server-based electronic money in the form of applications such as OVO and DANA. Because it is easier and has been registered with Bank Indonesia, it will be guaranteed safe. The way it works is the first by installing an RFID sensor on the student card which functions as a means of finding personal data or identity so there is no need to search for data one by one manually. Furthermore, it will be linked to the website as a payment basis, where when the RFID sensor is successful in scanning student data, a payment option will appear, which can be paid directly or through the available OVO and DANA electronic money.

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A cashless payment transaction (CPaT) using RFID technology

Cited by 7 publications

References 10 publications

E-wallet: factors influencing user acceptance towards cashless society in Malaysia among public universities

E-wallet: factors influencing user acceptance towards cashless society in Malaysia among public universities

Door Access System Design Using RFID Technology

Utilization of E-money for School Payments Using Web-Based RFID Sensors

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