A Blockchain-Based Autonomous Credit System

Li, Yinsheng; Xu, Liang; Zhu, Xiao; Wu, Bin

doi:10.1109/icebe.2018.00036

Cited by 18 publications

(13 citation statements)

References 7 publications

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Section: Technologies To Support Open Education -Existing Blockchain Solution In Educationmentioning

confidence: 99%

“…In the wave of new technological needs to the education system, decentralized Autonomous credit system is an ideal approach to digitize the sector [7]. EduCTX, a blockchain based higher education credit platform was invented to fill the gap, especially in Europe where the European Credit Transfer and Accumulation System (ECTS) is used as a common academic credibility [7]. Turkanovic, Holbl, Kosic, Hericko and Kamislac's proposed global blockchain-based higher education credit platform took the advantage of ARK [8], open-source blockchain platform in building a unified, simplified and globally ubiquitous higher education credit and grading system which supports various stakeholders including HEIs in their activities related to students and organizations and provides a gateway of fraud detection and early prevention.…”

Section: Technologies To Support Open Education -Existing Blockchain Solution In Educationmentioning

confidence: 99%

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Blockchain Technology to Support Smart Learning and Inclusion: Pre-service Teachers and Software Developers Viewpoints

Oyelere

Qushem

Jáuregui

et al. 2020

Trends and Innovations in Information Systems and Technologies

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In support of an open ecosystem for lifelong and smart learning, this study evaluates the perception of educational stakeholders such as pre-service teachers and blockchain developers about the feasibility of the blockchain technology in addressing the numerous gaps in the implementation of smart learning environment. This research was designed within the international project, Smart Ecosystem for Learning and Inclusion (SELI). A total of 491 preservice teachers and 3 blockchain developers from these countries participated in the study. The study data was collected from a questionnaire and interview. Descriptive statistics and content analysis was performed on the collected data. Results from this study indicates that Blockchain technology in the educational field is rarely known, and the frequency of use is quite low. The pre-service teachers surveyed, for the most part, are unaware of the degree of effectiveness of blockchain technology in education. Blockchain developers are of the opinion that Blockchain is still new to many people and resources for education based application are very rare, even if it is there, yet not many are open-source.

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Section: Technologies To Support Open Education -Existing Blockchain Solution In Educationmentioning

confidence: 99%

Section: Technologies To Support Open Education -Existing Blockchain Solution In Educationmentioning

confidence: 99%

Blockchain Technology to Support Smart Learning and Inclusion: Pre-service Teachers and Software Developers Viewpoints

Oyelere

Qushem

Jáuregui

et al. 2020

Trends and Innovations in Information Systems and Technologies

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show abstract

“…The existing credit systems are not well recognized because of separate brokerage systems, non-pertinence, centralized and static evaluation models, and insufficient supporting information. The authors have been developing creditworthiness-related projects since 2009 and proposed an autonomous credit system to exploit potential feasibility and performance that the blockchain and smart contracts may make for online trading [16]. The autonomous blockchain system is envisioned as the next generation of credit system in that it is trading-oriented and to match all the trading-related participants.…”

Section: Blockchains For Public Servicesmentioning

confidence: 99%

“…The devoted credit mechanisms are required to make blockchain systems to be creditworthy although blockchains provide a creditworthy infrastructure for data-level storage and operations. An autonomous credit system is proposed by the author [16]. It is trading-oriented to satisfy all the involved trading participants.…”

Section: Underdeveloped Blockchain Techniquesmentioning

confidence: 99%

Emerging blockchain-based applications and techniques

2019

SOCA

Self Cite

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The primary mission of the blockchain is to establish a creditworthy ecosystem among independent participants in a nontrustable distributed environment. A blockchain system is secure and autonomous based on its chained blocks, peer-peer nodes, consensus-based ledger mechanism, anonymous accounts, self-regulated data ownership, and programmable smart contracts. There are continuous arguments at which features from Bitcoin are fundamental for blockchains and what are changeable. Furthermore, a devoted credit system is required to make blockchain systems creditworthy although blockchains provide a creditworthy infrastructure for data-level storage and operations. The necessity, feasibility, efficiency, and expected benefits are crucial factors to evaluate a blockchain venture. Several popular and promising blockchain techniques are underdeveloped; among them are those for blockchain creditworthiness, performance, efficiency, security, privacy, supervision, and online-to-offline integration. A new prosperity of the blockchain is on its way since two symbolic projects, the Libra by Facebook and the DCEP by Central Bank of China, were announced.

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“…Blockchain technology is the basic technical framework for reshaping the global credit system and a powerful engine for facilitating international financial services and product innovation. It can greatly improve the operational efficiency of the financial service system and reshape the modern credit transfer and exchange mechanism [1,2].…”

Section: Introductionmentioning

confidence: 99%

Research on Credit System Construction of Guangdong-Hongkong-Macao Greater Bay Area Based on Blockchain Technology

Meng¹,

Zhao²,

Wang³

2019

dtetr

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The establishment of credit system based on blockchain technology in Guangdong-Hongkong-Macao Greater Bay Area (GHMGBA) is a modern and new digital co-governance credit model under the mode of social co-governance. Under the impact of global fintech innovation, the economic and social development needs to establish a new co-governance credit model to replace the traditional indirect credit model. In this paper, distributed security authentication technology, artificial intelligence technology, security of cloud storage technology and big data processing technology are effectively combined with blockchain technology, to establish a distributed and co-governance credit system, and to realize the credit records, credit investigation, credit collection, credit evaluation, and to realize automation and intelligent of the whole management of credit system, to realize the advantages of high distribution, high availability, tamper-proof, verifiability, high scalability, openness and sharability of credit information , to provide innovation and development paths for green, inclusive and intelligent financial services.

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A Blockchain-Based Autonomous Credit System

Cited by 18 publications

References 7 publications

Blockchain Technology to Support Smart Learning and Inclusion: Pre-service Teachers and Software Developers Viewpoints

Blockchain Technology to Support Smart Learning and Inclusion: Pre-service Teachers and Software Developers Viewpoints

Emerging blockchain-based applications and techniques

Research on Credit System Construction of Guangdong-Hongkong-Macao Greater Bay Area Based on Blockchain Technology

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