The synergistic effects of biochar and microorganisms on the adsorption of Cd and on cereal plant physiology remained unclear. Therefore, this experiment was performed to evaluate the combined effects of biochar pyrolyzed from (maize-straw (BC1), cow-manure (BC2), and poultry-manure (BC3), and microorganisms including (T. harzianum L. and B. subtilis L.), to evaluate, how incorporation of biochar positively influences microorganisms growth and nutrients uptake in plant, and how it mitigates under various Cd-stress levels (0, 10, and 30ppm). Cd2 (30 ppm) had the highest reduction in the intercellular CO2, SPAD value, transpiration rate, water use efficiency, stomatal conductance, and photosynthesis rate, which were 22.36, 34.50, 40.45, 20.66, 29.07, and 22.41% respectively lower than control Cd0 (0 ppm). Sole application BC, resulted in enhanced intercellular CO2, SPAD value, transpiration rate, water use efficiency, stomatal conductance, and photosynthesis rate were recorded in BC2, which were 7.27, 20.54, 23.80, 5.96, 13.37, and 13.50% respectively greater as compared to control and decreased the Cd-concentration in root and shoot of maize by 34.07 and 32.53%, respectively as compared to control. Similarly, among sole microorganism’s inoculation, minimized the Cd-concentration in shoot, root, and soil by 23.77, 20.15, and 10.35% respectively than control. These results suggested that integrated application of cow manure biochar BC2 and inoculation of microorganisms MI3 as soil amendments had synergistic effects in improving the adsorption of nutrients and decreasing the Cd-uptake in maize, and enhancing the physiology of plant grown in Cd-polluted soils as opposed to using either biochar or inoculating microorganisms alone.