Over-Indebtedness Protection and Risk Scale: Construction and Validity Evidence
Ana Cláudia Almeida Machado,
Eliane Maria Fleury Seidl,
Josemberg Moura de Andrade
Abstract:This study aims to present evidence for the validity of the Over-indebtedness Protection and Risk Scale (OPRIS). The instrument was constructed to assess attitudinal aspects (behavioral, cognitive, and affective) that prevent or encourage over-indebtedness, considered a serious social problem. Four hundred and forty-four adults participated in the online version. Exploratory Factor Analysis revealed the presence of two factors: protection against over-indebtedness (13 items) and risk of over-indebtedness (21 i… Show more
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