Motivated or inhibited? – an analysis of the predisposition to adopt technological implements in Personal Financial Planning
Heber Pessoa da Silveira,
Matheus Albergaria,
Paulo Farnezi
Abstract:The adoption of technology in Personal Financial Planning (PFP) is permeated by motivating and inhibiting factors, with the predisposition to adoption being strongly influenced by personal traits. The present paper analyzed this predisposition among 366 higher education students in the city of São Paulo, Brazil. Using primary data and applying Logit and Probit regression models with Maximum Likelihood estimators, the study combined sociodemographic variables with constructs from a validated psychometric scale,… Show more
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