The automatic extraction of chemical information from text requires the recognition of chemical entity mentions as one of its key steps. When developing supervised named entity recognition (NER) systems, the availability of a large, manually annotated text corpus is desirable. Furthermore, large corpora permit the robust evaluation and comparison of different approaches that detect chemicals in documents. We present the CHEMDNER corpus, a collection of 10,000 PubMed abstracts that contain a total of 84,355 chemical entity mentions labeled manually by expert chemistry literature curators, following annotation guidelines specifically defined for this task. The abstracts of the CHEMDNER corpus were selected to be representative for all major chemical disciplines. Each of the chemical entity mentions was manually labeled according to its structure-associated chemical entity mention (SACEM) class: abbreviation, family, formula, identifier, multiple, systematic and trivial. The difficulty and consistency of tagging chemicals in text was measured using an agreement study between annotators, obtaining a percentage agreement of 91. For a subset of the CHEMDNER corpus (the test set of 3,000 abstracts) we provide not only the Gold Standard manual annotations, but also mentions automatically detected by the 26 teams that participated in the BioCreative IV CHEMDNER chemical mention recognition task. In addition, we release the CHEMDNER silver standard corpus of automatically extracted mentions from 17,000 randomly selected PubMed abstracts. A version of the CHEMDNER corpus in the BioC format has been generated as well. We propose a standard for required minimum information about entity annotations for the construction of domain specific corpora on chemical and drug entities. The CHEMDNER corpus and annotation guidelines are available at: http://www.biocreative.org/resources/biocreative-iv/chemdner-corpus/

We present a memory augmented neural network for natural language understanding: Neural Semantic Encoders. NSE is equipped with a novel memory update rule and has a variable sized encoding memory that evolves over time and maintains the understanding of input sequences through read, compose and write operations. NSE can also access 1 multiple and shared memories. In this paper, we demonstrated the effectiveness and the flexibility of NSE on five different natural language tasks: natural language inference, question answering, sentence classification, document sentiment analysis and machine translation where NSE achieved state-of-the-art performance when evaluated on publically available benchmarks. For example, our shared-memory model showed an encouraging result on neural machine translation, improving an attention-based baseline by approximately 1.0 BLEU.

Recent advances in NLP demonstrate the effectiveness of training large-scale language models and transferring them to downstream tasks. Can fine-tuning these models on tasks other than language modeling further improve performance? In this paper, we conduct an extensive study of the transferability between 33 NLP tasks across three broad classes of problems (text classification, question answering, and sequence labeling). Our results show that transfer learning is more beneficial than previously thought, especially when target task data is scarce, and can improve performance even with low-data source tasks that differ substantially from the target task (e.g., part-ofspeech tagging transfers well to the DROP QA dataset). We also develop task embeddings that can be used to predict the most transferable source tasks for a given target task, and we validate their effectiveness in experiments controlled for source and target data size. Overall, our experiments reveal that factors such as data size, task and domain similarity, and task complexity all play a role in determining transferability.

Self-supervised pre-training of transformer models has revolutionized NLP applications. Such pre-training with language modeling objectives provides a useful initial point for parameters that generalize well to new tasks with fine-tuning. However, fine-tuning is still data inefficient -when there are few labeled examples, accuracy can be low. Data efficiency can be improved by optimizing pre-training directly for future fine-tuning with few examples; this can be treated as a meta-learning problem. However, standard meta-learning techniques require many training tasks in order to generalize; unfortunately, finding a diverse set of such supervised tasks is usually difficult. This paper proposes a self-supervised approach to generate a large, rich, metalearning task distribution from unlabeled text. This is achieved using a cloze-style objective, but creating separate multi-class classification tasks by gathering tokens-to-be blanked from among only a handful of vocabulary terms. This yields as many unique meta-training tasks as the number of subsets of vocabulary terms. We meta-train a transformer model on this distribution of tasks using a recent meta-learning framework. On 17 NLP tasks, we show that this meta-training leads to better few-shot generalization than language-model pre-training followed by finetuning. Furthermore, we show how the self-supervised tasks can be combined with supervised tasks for meta-learning, providing substantial accuracy gains over previous supervised meta-learning.

Machine learning and artificial intelligence have achieved a human-level performance in many application domains, including image classification, speech recognition and machine translation. However, in the financial domain expert-based credit risk models have still been dominating. Establishing meaningful benchmark and comparisons on machine-learning approaches and human expert-based models is a prerequisite in further introducing novel methods. Therefore, our main goal in this study is to establish a new benchmark using real consumer data and to provide machine-learning approaches that can serve as a baseline on this benchmark. We performed an extensive comparison between the machine-learning approaches and a human expert-based model—FICO credit scoring system—by using a Survey of Consumer Finances (SCF) data. As the SCF data is non-synthetic and consists of a large number of real variables, we applied two variable-selection methods: the first method used hypothesis tests, correlation and random forest-based feature importance measures and the second method was only a random forest-based new approach (NAP), to select the best representative features for effective modelling and to compare them. We then built regression models based on various machine-learning algorithms ranging from logistic regression and support vector machines to an ensemble of gradient boosted trees and deep neural networks. Our results demonstrated that if lending institutions in the 2001s had used their own credit scoring model constructed by machine-learning methods explored in this study, their expected credit losses would have been lower, and they would be more sustainable. In addition, the deep neural networks and XGBoost algorithms trained on the subset selected by NAP achieve the highest area under the curve (AUC) and accuracy, respectively.