PurposeThis study sought to examine the impact of financial knowledge, financial attitude, locus of control and income on financial behaviour.Design/methodology/approachThe study employed the reasoned action approach framework by Fishbein and Ajzen (2010), with formal sector workers in three districts of Ghana as the population. Questionnaires were used to collect data and analysed using partial least squares structural equation model (PLS-SEM).FindingsThe results of the study revealed that perceived financial knowledge, financial attitude and locus of control had a significant positive relationship with financial behaviour intention. The assertion that actual financial knowledge and income influence actual financial behaviour was not supported by the findings. However, income moderated significantly the intention–actual financial behaviour relationship.Practical implicationsThe findings imply that having financial knowledge or earning a higher income in itself does not guarantee the good financial behaviour of people. It is recommended that financial education must focus on developing good financial attitudes and beliefs to enhance the needed behavioural change.Originality/valueTo the best of the researcher's knowledge, there is no study of financial behaviour that adopts the methodology and variables used in this research in Ghana.
The relationships between poverty, population growth and government policy in the creation of poor sanitary environments in low income residential areas are discussed. In recent years, the implementation of structural adjustment programmes (SAPs) in Sub‐Saharan African (SSA) countries has had the effect of shrinking the formal/modern sectors and expanding the informal sector. While small scale informal sector activities have dominated Cape Coast’s economic base for a long time, the contraction of the formal sector resulting from structural adjustment conditionalities has engendered a disproportionate growth of the informal sector. This paper examines the environmental implications on an urban economy (Cape Coast) dominated by informal sector activities. It shows how the low pay associated with available employment reduces the ability of the municipal authority to promote urban development especially environmental health on the basis of taxes alone.
Purpose
The purpose of this paper is to explore how framing of conflict in different phases is constructed and how the specific framing affects the development of the conflict and its management in the farmer–herder conflict in the Asante Akyem North District of Ghana.
Design/methodology/approach
The study area is Agogo which falls within the Asante Akyem North District in Ghana. The study used a qualitative approach whose philosophical ontology and epistemology believe that meaning is constructed (interpretivism). It further used a case study design using in-depth interviews, focus group discussion and observation guide. Purposive and snowball sampling techniques were used to select the respondents. The data were analysed using the thematic analysis approach. Ethical considerations such as informed consent, willingness and anonymity of respondents were duly respected.
Findings
The findings highlighted that the conflict actors formed frames such as identity-relational, affective-intellectual and negotiation-win frames as the drivers of the conflict. In this conflict, the farmers who are indigenes and custodians of the land feel more potent over the transnational migrants who are pastoralists and argue that the herdsmen be flushed out without negotiation.
Originality/value
To the best of the authors’ knowledge, this is one of the papers that bring to light the psychological dimension of the causes of the farmer–herder conflict in Ghana.
Evaluation research of rural water projects has not paid much attention to examining the extent to which intended beneficiaries actually utilized the new water points for drinking purposes. This paper presents a survey of water use patterns in a rural district of Ghana to find out the source(s) of water for drinking both at home and when on the farm. Because farms are at a considerable distance from the settlements where the boreholes are located, the use of borehole water when on the farm provides a good standard with which to evaluate community education components of the water programmes.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.