The 4.0 industrial revolution demands creativity and innovation in utilizing information technology. Fintech is an innovation in the financial industry, but there are many inherent risks. Therefore, this study aims to analyze the factors that influence consumers to use fintech in the payment process. This study uses theory of planned behavior in shaping research models. The sample in this study was selected using purposive sampling, from which the sampling method obtained 93 respondents. The results showed that security perceptions influence users' intention to use fintech, transaction security is still considered a major thing for users of payment fintech in Indonesia, because perceived risk is a fundamental obstacle for users considering using Fintech. However, the perception of privacy does not affect user's intention to use fintech, this result is possible because the technology of fintech payment in Indonesia has given breadth for its users to control their privacy. This research contributes in providing an explanation of how privacy and security can affect user's intention to use payment fintech.
Muhammadiyah has formed the Aisyiyah Entrepreneurs Association which aims to accommodate the entrepreneurial activities of Aisyiyah members. But in its implementation there are several obstacles that occur that greatly hinder the development of its business. Among them are products that do not yet have attractive branding and packaging to compete in the market. Through community service, we will provide assistance in the management of branding and packaging so that products produced by IPAS are more able to compete in the market with products that already exist. The method used by lectures, discussions and demonstrations. The results show that the selection of product packaging produced by Malang City IPAS is appropriate and IPAS has more attractive branding to be able to compete in the market. KEYWORDS: Branding; IPAS; Packaging
This study aims to examine the influence of knowledge sharing and organizational culture toward organizational performance with intellectual capital as an intervening variable. The questionnaire was sent to 71 general managers of manufacturing companies, and 60 questionnaires were returned. The data of this research were analyzed using structural equation modelling (SEM) method, with Partial Least Square (PLS) approach. The results of this study indicated that knowledge sharing had a significant positive effect on human capital, yet no significant effect on structural capital and relational capital. Knowledge sharing also had no significant effect on organizational performance. Meanwhile, the organizational culture had a significant positive effect on human capital, structural capital, and relational capital and also significant effect on organizational performance. The influence of knowledge sharing on organizational performance was only partially mediated by intellectual capital or only mediated by human capital, while the influence of organizational culture on organizational performance was not mediated by intellectual capital which consists of human capital, structural capital, and relational capital.
This study aims to provide empirical evidence about the effect of corporate social responsibility disclosure and corporate reputation on firm value. The population in this study were all manufacturing companies listed on the Indonesia Stock Exchange (IDX) in 2018. The sample in this study was 120 companies selected through purposive sampling. The results of data analysis show that CSR has a negative effect on firm value. But the company's reputation has a positive effect on the value of the company. This study also examines the impact of CSR disclosure on company value mediated by company reputation, the results show that company reputation does not mediate CSR disclosure on company value. This finding shows that CSR activities and company reputation are very important for the company's survival. A good relationship between the company and its stakeholders, especially the community in the form of Corporate Social Responsibility activities and a reputation that has been built by a company, will increase the value of a company which is reflected in the stock price which is formed by the demand and supply of the capital market that reflects the public's assessment of the company's performance.
Muhammadiyah has formed the Aisyiyah Entrepreneurs Association which aims to accommodate the entrepreneurial activities of Aisyiyah members. But in its implementation there are several obstacles that occur that greatly hinder the development of its business. Among them are poor organizational culture, the use of basic local wisdom materials for products produced quite a bit, as well as marketing that does not take advantage of technological advances to make online sales. Optimization of the IPAS community, namely providing solutions to the constraints that occur through appropriate training and marketing assistance using technological advances includes understanding the importance of good organization marked by creating organizational structures, conducting online sales training both in terms of products and in terms of packaging in in order to support marketing to be able to compete in a wider market.
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