Women’s Access to Microfinance Services in Southern Ethiopia: Assessing the Promises, Impacts, Challenges and Gaps

Kebede, Mitiku; Regassa, Nigatu

doi:10.1007/978-3-030-11419-0_7

Cited by 4 publications

(2 citation statements)

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“…For instance, the government issued the first microfinance legislation in 1996. Since then, the number of clients, volume of loan, and savings of microfinance institutions (MFIs) have been increasing in the country (Kebede and Regassa, 2019; Wassie et al ., 2019). Following the enactment of the legislation, many financial institutions, including Rural Saving and Credit Cooperatives (RSCCOs), are providing micro-credit and saving services for the poor farmers (Henock, 2019).…”

Section: Introductionmentioning

confidence: 99%

“…Following the enactment of the legislation, many financial institutions, including Rural Saving and Credit Cooperatives (RSCCOs), are providing micro-credit and saving services for the poor farmers (Henock, 2019). The five largest MFIs are regional institutions supported by the government (i.e., Amhara, Dedebit, Oromia, Omo, and Addis credit and savings institutions) which account for about 94% of the savings and 90% of the credit of the MFI sector in the country (Kebede and Regassa, 2019).…”

Section: Introductionmentioning

confidence: 99%

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Welfare impacts of rural credit and saving program inKurfa Cheledistrict, eastern Ethiopia: a propensity score matching estimation

Okoyo

Wordofa

Hassen

et al. 2021

AFR

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PurposeThis study is conducted to evaluate the impact of rural credit on farm household income and food security.Design/methodology/approachA multistage random sampling procedure is implemented to select 180 (82 credit user and 98 non-credit user) households from Kurfa Chele district, eastern Ethiopia. The Propensity Score Matching technique is used to estimate the impact of credit utilization on the welfare indicators.FindingsThe results of the econometric model estimation show that participation in the rural credit program was positively influenced by a household's educational status, family size, voluntary saving and participation in training related to credit and saving. On the contrary, livestock holding and extension advice were found to negatively affect participation. Furthermore, participation in rural credit program is found to increase annual income by 59% and calorie intake by 21%. These are significant results implying that participation in the rural credit and saving program improved household welfare in the study area.Originality/valueThis study is important because it shows the welfare impact of making credit program available to potential users in the study area. Moreover, for effectiveness of the credit program it is necessary to target households with relatively larger family size and those with relatively better education (to induce change among the wider farming community). It is also essential to focus on the saving behavior of the program beneficiaries and enhancing the management system by ensuring that sufficient development agents are in place.

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Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Welfare impacts of rural credit and saving program inKurfa Cheledistrict, eastern Ethiopia: a propensity score matching estimation

Okoyo

Wordofa

Hassen

et al. 2021

AFR

View full text Add to dashboard Cite

show abstract

Gender dynamics in seed systems: an integrative review of seed promotion interventions in Africa

Kramer,

Trachtman

2023

Food Sec.

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Gender, Poverty and Entrepreneurship: A Systematic Literature Review and Future Research Agenda

Santos

Neumeyer

2021

J. Dev. Entrepreneurship

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Women represent the majority of the poor worldwide and entrepreneurship is widely argued to be critical for alleviating poverty conditions. However, research on this topic is dispersed and fragmented across various research domains and contexts. In this paper, we provide a broader perspective on the relationship between gender and poverty entrepreneurship. The purpose of this review is to acknowledge and critically discuss the variety of studies on gender and poverty entrepreneurship published over the last three decades. Using a systematic literature review process and an inductive categorization, we offer an overarching framework for organizing what we know about gendered entrepreneurial activity under poverty conditions including the relevant antecedents, mechanisms, outcomes and characteristics. In doing so, this article develops a roadmap of the current knowledge and provides suggestions to guide future research.

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Women’s Access to Microfinance Services in Southern Ethiopia: Assessing the Promises, Impacts, Challenges and Gaps

Cited by 4 publications

References 10 publications

Welfare impacts of rural credit and saving program inKurfa Cheledistrict, eastern Ethiopia: a propensity score matching estimation

Welfare impacts of rural credit and saving program inKurfa Cheledistrict, eastern Ethiopia: a propensity score matching estimation

Gender dynamics in seed systems: an integrative review of seed promotion interventions in Africa

Gender, Poverty and Entrepreneurship: A Systematic Literature Review and Future Research Agenda

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