Today, an e-commerce transaction is typically protected using SSL/TLS. However, there remain some risks in such use of SSL/TLS. These include that of information being stored in clear at the end point of the communication link and lack of user authentication. Although SSL/TLS does offer the latter, the security service is optional and usually omitted. This is because of the fact that users typically do not have the necessary asymmetric key pair. Since SSL/TLS protects data only while it is being transmitted, …
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