S. J. Richards, J. R. Ellam, J. Hubbard, J. L. C. Lu, S. J. Makin, K. A. Miller
Abstract:ABSTRACTPatterns and trends in late-life mortality are of growing financial importance. The growth in pension liabilities, both public and private, are of crucial interest to governments, insurers and companies with defined benefit pension schemes. This paper explores the patterns in international mortality data, and draws important lessons for actuaries in the United Kingdom.
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