Tingkat Religiusitas dan Pendapatan:  Analisis Pengaruh Terhadap Keputusan Membayar Zakat, Infaq dan Shadaqah

Syafitri, Okta Yuripta; Wildan, Najla; Huda, Nurul; Rini, Nova

doi:10.29040/jiei.v7i1.1915

Cited by 7 publications

(14 citation statements)

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“…Furthermore, Jayanto & Munawaroh (2019) shows a positive relationship between religiosity and interest in paying zakat at BAZNAS or LAZ in Pati Regency, the majority of respondents think that paying zakat is a religious obligation. When viewed from each individual in decision to pay zakat, infaq and sadaqah, this is influenced by the level of religiosity related to the belief that they believe that part of the property they earn belongs to other people who must be issued regularly in the form of zakat and non-routine ones in the form of infaq and sadaqah (Syafitri et al, 2021).…”

Section: Religiositymentioning

confidence: 99%

“…A high-income status is expected to increase the willingness to pay zakat (Sedjati et al, 2018). Based on research conducted by Syafitri et al (2021), income level significantly impacts the decision to issue a zakat, infaq, and alms.…”

Section: Incomementioning

confidence: 99%

“…In comparison, this amount is equivalent to four times the average income of the national population, which stands at IDR 62.23 million per year (Kusnandar, 2022). Based on research conducted by (Syafitri et al, 2021) that income level has a significant impact on the decision to issue zakat, infaq and sadaqah. This is also based on several things, namely the high income of the Jabodetabek population.…”

Section: Introductionmentioning

confidence: 99%

“…Previous research in this study includes research conducted by Syafitri et al (2021). which discusses the effect of religiosity and income levels on the decision to pay zakat, infaq, and alms among the people of Jakarta, Bogor, Depok, and Tanggerang (Jabodetabek).…”

Section: Introductionmentioning

confidence: 99%

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Determinants of Muzakki Decision-Making to Pay Zakat in Baitulmaal Muamalat

Yunizar

Danel

2023

JISEL

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Zakat is part of the five pillars of Islam, which is legally obligatory to do when one's property has touched the nishab and haul. Zakat has considerable potential to overcome economic problems, especially poverty. DKI Jakarta is the sixth largest city in Indonesia, with a majority Muslim population. So DKI Jakarta also has considerable zakat potential. However, there is a difference between the potential amount of zakat receipts in DKI Jakarta and the realization of zakat fund collection. This research aims to see the effect of religiosity, income, transparency, and service quality on the decision-making of muzakki to pay zakat in Baitulmaal Muamalat (a case study in DKI Jakarta). This research is the descriptive quantitative approach with multiple linear analysis methods. The sampling technique chosen in this research is probability sampling, Simple random sampling. The sample from this study amounted to 217 muzakki in DKI Jakarta, who distributed their zakat in Baitulmaal Muamalat. The analysis results show how the variables of religiosity, income, transparency, and service quality partially or simultaneously impact the decision-making of muzakki to pay zakat through baitulmaal muamalat in DKI Jakarta.

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Section: Religiositymentioning

confidence: 99%

Section: Incomementioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

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Determinants of Muzakki Decision-Making to Pay Zakat in Baitulmaal Muamalat

Yunizar

Danel

2023

JISEL

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“…Pada penelitian sebelumnya yang dilakukan (Oktaviani & Hadian 2021) religiositas berpengaruh positif signifikan terhadap minat sedekah. Sedangkan pada penelitian (Syafitri et al 2021) religiositas berpengaruh negatif signifikan terhadap minat membayar ZIS.…”

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Faktor-Faktor yang Memengaruhi Minat Sedekah Non Tunai

Irawati¹,

Fitriyani²

2022

JIEFeS

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In this modern era, the development of Islamic financial instruments has entered an era of increasing awareness from various parties. One of them is by participating in adapting technological developments in alms collection, in addition to making it easier for almsgivers to channel their donations, this strategy is expected to optimize the potential of ZIS in Indonesia. However, the factors that encourage interest in non-cash donations still need to be studied more deeply in order to improve the optimization of ZIS collection. This study aims to determine the effect of perceptions of convenience, income, and religiosity on interest in non-cash alms with trust as a moderating variable. This study used a quantitative method by processing primary data collected from questionnaires given to 100 Muslim communities in the city of Salatiga who were used as research samples. The analytical tool used is multiple linear regression with the help of the SPSS 26 application. Data analysis methods include instrument testing, classical assumption testing, and hypothesis testing. The results of this study indicate that perceived convenience and income have a significant positive effect on interest in non-cash alms. Meanwhile, religiosity has no effect on interest in non-cash alms. As well as trust is able to moderate the effect of perceptions of convenience, income, and religiosity on interest in non-cash alms.Pada era modern seperti sekarang, perkembangan instrumen keuangan Islam telah memasuki era peningkatan kesadaran dari berbagai pihak. Salah satunya dengan turut mengadaptasi perkembangan teknologi dalam penghimpunan sedekah, selain memudahkan penyedekah menyalurkan donasinya, strategi tersebut diharapkan dapat mengoptimalisasi potensi ZIS yang ada di Indonesia. Namun, faktor yang mendorong minat berdonasi non tunai masih perlu dikaji lebih dalam agar mampu meningkatkan optimalisasi penghimpunan ZIS. Penelitian ini bertujuan untuk mengetahui pengaruh persepsi kemudahan, pendapatan, dan religiositas terhadap minat sedekah non tunai dengan kepercayaan sebagai variabel moderasi. Penelitian ini menggunakan metode kuantitatif dengan mengolah data primer yang dihimpun dari kuesioner yang diberikan kepada 100 masyarakat muslim kota Salatiga yang dijadikan sebagai sampel penelitian. Alat analisis yang digunakan adalah regresi linear berganda dengan bantuan aplikasi SPSS 26. Metode analisis data meliputi uji instrumen, uji asumsi klasik, dan uji hipotesis. Hasil penelitian ini menunjukkan bahwa persepsi kemudahan dan pendapatan berpengaruh positif signifikan terhadap minat sedekah non tunai. Sedangkan religiositas tidak berpengaruh terhadap minat sedekah non tunai. Serta kepercayaan mampu memoderasi pengaruh persepsi kemudahan, pendapatan, dan religiositas terhadap minat sedekah non tunai.

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Harnessing Fintech for ZIS Payment in Indonesia: A Millennial Perspective

Sari,

Satibi,

Haris

et al. 2023

SJEKI

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Indonesia, a nation with a population of over 70 million millennials, presents immense potential for the fintech sector to transform payments related to Zakat, Infaq, and Sadaqah (ZIS). This study investigates the factors influencing millennial adoption of digital platforms for ZIS payments in Java, Indonesia. Building upon the Unified Theory of Acceptance and Use of Technology (UTAUT-2), a novel model incorporating religiosity as a predictor of fintech-based ZIS payment intent is proposed. Utilizing a quantitative approach, primary data was collected from 165 Javanese millennials via a geographically diverse survey. Subsequent analysis, employing the Partial Least Square-Structural Equation Model (PLS-SEM) with WarpPLS Version 8.0 software, revealed significant positive influences on ZIS payment intent through fintech, stemming from performance expectancy, social influence, facilitating conditions, and established habits. Notably, religiosity emerged as a potent determinant. Conversely, effort expectancy, hedonic motivation, and price value exhibited no statistically significant impact. This research contributes significantly to the development of consumer behavior models by validating the determinants of fintech-based ZIS payment intentions. Furthermore, it underscores the crucial role of digital marketing in ZIS endeavors, advocating for the strategic utilization of social media platforms to foster millennial engagement. The findings pave the way for a flourishing digital ecosystem of ZIS giving, empowering a new generation of Indonesian Muslims to fulfill their religious obligations through convenient and impactful means.==============================================================================================================ABSTRAK – Pemanfaatan Fintech Untuk Pembayaran ZIS di Indonesia: Perspektif Milenial. Indonesia, dengan jumlah milenial lebih dari 70 juta orang, mempunyai potensi yang sangat besar bagi pengadopsian financial technology (fintech) ke dalam sistem pembayaran Zakat, Infak, dan Sedekah (ZIS). Penelitian ini bertujuan untuk menginvestigasi faktor-faktor yang mempengaruhi milenial, khususnya di Pulau Jawa, dalam memanfaatkan fintech untuk membayar zakat, infak, dan sedekah (ZIS). Penelitian ini memodifikasi Unified Theory of Acceptance and Use of Technology (UTAUT-2) dengan menambahkan variabel religiositas pada model sebagai penentu niat berperilaku dalam membayar ZIS melalui platform berbasis fintech. Penelitian ini menggunakan pendekatan kuantitatif dimana data primer diperoleh dari 165 kuesioner yang didistribusikan kepada milenial yang berdomisili di seluruh provinsi dalam Pulau Jawa. Data dianalisis dengan Partial Least Square-Structural Equation Model (PLS-SEM) dengan perangkat lunas WarpPLS Versi 8.0. Hasil penelitian ini menunjukkan bahwa variabel ekspektasi kinerja, pengaruh sosial, kondisi yang memfasilitasi, dan kebiasaan berpengaruh positif dan signifikan terhadap niat membayar ZIS melalui fintech. Secara khusus, religiositas muncul sebagai penentu yang kuat. Sebaliknya, ekspektasi usaha, motivasi hedonik, dan nilai harga tidak menunjukkan dampak yang signifikan secara statistik. Studi ini berimplikasi pada pengembangan model perilaku konsumen dan memperluas validitas determinan niat perilaku membayar ZIS melalui fintech. Selain itu, penelitian ini menunjukkan pentingnya paradigma pemasaran digital untuk ZIS dengan mengoptimalkan berbagai platform media sosial guna mendorong keterlibatan kaum milenial. Hasil ini membuka jalan bagi perkembangan ekosistem digital untuk pembayaran ZIS dan memfasilitasi generasi Muslim milenial Indonesia untuk memenuhi kewajiban agama mereka melalui cara yang lebih nyaman dan bermakna.

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Tingkat Religiusitas dan Pendapatan: Analisis Pengaruh Terhadap Keputusan Membayar Zakat, Infaq dan Shadaqah

Cited by 7 publications

References 0 publications

Determinants of Muzakki Decision-Making to Pay Zakat in Baitulmaal Muamalat

Determinants of Muzakki Decision-Making to Pay Zakat in Baitulmaal Muamalat

Faktor-Faktor yang Memengaruhi Minat Sedekah Non Tunai

Harnessing Fintech for ZIS Payment in Indonesia: A Millennial Perspective

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