Search citation statements
Paper Sections
Citation Types
Year Published
Publication Types
Relationship
Authors
Journals
In order to publish a quality article in a journal, an author must understand how to apply the econometric skills to construct models which explain the relationship between the independent and dependent variables. This study used the literature review to examine the variables used to establish relationship between the independent and dependent variables in Savings and Credits Cooperative Societies (SACCOS) in Tanzania. The findings reveal that currently few studies have been conducted to model SACCOS in Tanzania and scholars mostly applied the regression models. Moreover, the findings show that most scholars have empirically studied the outreach and sustainability of SACCOS in Tanzania compared to other topics. The studies also show that most of issues have not been addressed in the research. This study recommends that financial management researchers should learn econometrics so that they might gain skills which might help them to model SACCOS and other MFIs. Moreover, topics which were not addressed in research should be given priority by the researchers in Tanzania and in other countries.
In order to publish a quality article in a journal, an author must understand how to apply the econometric skills to construct models which explain the relationship between the independent and dependent variables. This study used the literature review to examine the variables used to establish relationship between the independent and dependent variables in Savings and Credits Cooperative Societies (SACCOS) in Tanzania. The findings reveal that currently few studies have been conducted to model SACCOS in Tanzania and scholars mostly applied the regression models. Moreover, the findings show that most scholars have empirically studied the outreach and sustainability of SACCOS in Tanzania compared to other topics. The studies also show that most of issues have not been addressed in the research. This study recommends that financial management researchers should learn econometrics so that they might gain skills which might help them to model SACCOS and other MFIs. Moreover, topics which were not addressed in research should be given priority by the researchers in Tanzania and in other countries.
The co-operative sector plays an important role in a country's socio-economic development. This paper evaluated the financial performance of 9 selected Savings and Credit Co-operative Societies (SACCOSs) in Botswana by analysing audited financial statements of a five-year period from 2008 to 2012. The analytical techniques used include descriptive statistics of financial aggregates and ratios, correlation, regression and common size analyses. The financial aggregates analysed included all items that impact income generation as well as items that represent the financial position of the selected societies. The findings underscored that the selected SACCOSs achieved good financial results and were in strong financial position. The results also indicated a significant relationship between Net Profit ratio and Capital Employed Ratio to inform that the Net Profit Ratio was the most important explainer of Return on Capital Employed. The 5 year common size analysis also revealed a growth in income and in the financial status of the selected societies. The capital structure of these societies was characterised by substantial share of internal funds. Conclusively, maintaining an optimal balance between the interest on loans and interest on members' savings, and investing extra cash in diversified portfolio to reduce the risk levels would make the SACCOSs grow and function more productively and profitably. They would also then succeed in attracting more members and thereby significantly contribute towards poverty reduction and economic diversification drives in the country.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
hi@scite.ai
334 Leonard St
Brooklyn, NY 11211
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.