Planning for Financially Independent Retirement

Snyman, Lorraine; Berg-Cloete, S.E. Van der; White, John G.

doi:10.17159/2519-0105/2017/v72no5a1

Cited by 7 publications

(6 citation statements)

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“…The use of online surveys to elicit the views of members of the SADA database has been previously used in several studies. [20][21][22] The findings of the present study may, therefore, be considered valid for the target group identified, however, it is important to note that the findings may not be representative of the views of all registered dentists in South Africa -a number Bhayat and Chikte estimated to be approximately 6 125 in 2015. [17] Responses, however, were obtained across a wide distribution of ages and a large geographical area, with approximately equal representation of both males and females.…”

Section: Discussionmentioning

confidence: 91%

Should South Africa train specialist endodontists? A cross-sectional online survey

et al. 2021

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Introduction: Endodontics as an independent dental specialty exists in many regions worldwide, with training programs established in both developed and developing countries. Endodontic specialty training is, however, currently not available in South Africa. This study aimed to determine whether private dental practitioners, who perform clinical endodontic treatment, believed that South Africa should train specialist endodontists. Materials and Methods: A cross-sectional, observational study was conducted. An online program was used to generate a survey which was electronically mailed to 3252 South African private dental practitioners. Quantitative and qualitative questions with open-ended responses were used. Topics included the following: demographic information, management/referral strategies regarding difficult endodontic cases, and need for endodontics as an independent dental specialty in South Africa. Data were analyzed using simple descriptive methods. Results: A total of 215 (n = 215/3252) responses were received by the closing date. The overall response rate was 7%. The valid responses of 193 participants were included (n = 193/215). The majority (83%, n = 160/193) of the respondents indicated the opinion that South Africa should train specialist endodontists. The reasons for this opinion were varied. Strategies in place for the management of difficult endodontic cases and existing endodontic referral pathways were additionally identified. Conclusion: There is a need to train specialist endodontists in South Africa.

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Section: Discussionmentioning

confidence: 91%

Should South Africa train specialist endodontists? A cross-sectional online survey

et al. 2021

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“…Financial security may be reflective of a regular retirement income (Adzawla et al, 2015;Dovie, 2018), whether sufficient or otherwise. Research (e.g., Snyman et al, 2017) has shown that finances are the strongest single predictor of the decision to retire and that people are more likely to leave the workforce if they can financially afford to retire than if they cannot.…”

Section: Resultsmentioning

confidence: 99%

Utilization of Digital Literacy in Retirement Planning Among Ghanaian Formal and Informal Sector Workers

Dovie¹

2018

INTERC

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Este artigo investiga, através de um conjunto de dados qualitativos e quantitativos, a dependência dos trabalhadores dos sectores formal e informal das fontes de conhecimento digital e não digital e a sua utilidade nos processos de planeamento da reforma. Os resultados mostram que os trabalhadores utilizam o hibridismo de artefactos de aprendizagem digital e não digital na obtenção de informações para o planeamento da reforma. Os utilizadores de conhecimento não digital podem ser designados como socialmente excluídos da utilização do espaço digital. Estes são perspetivados através do enfoque nas utilizações, no funcionamento, na capacidade e na agência. A literacia digital facilita o acesso às informações necessárias para o planeamento da reforma através de media sofisticados e outros conhecimentos e competências associadas, enquanto o planeamento da reforma oferece oportunidades para a obtenção de informações necessárias para a inclusão social. O teste V de Cramer de 0,705 indica uma associação forte entre as fontes de informação do planeamento da reforma e a utilidade. Comparativamente, os trabalhadores do sector formal estão mais expostos a, e/ou são usuários de artefactos e literacia digital devido à natureza do seu trabalho e assim são mais digitalmente instruídos o que tem implicações em termos de desigualdade. Isto pode ter consequências no aumento das disparidades na preparação da reforma. A intensificação do planeamento da reforma pode ser auxiliada no futuro através de um maior conhecimento digital, resgatando assim grupos sociais relativamente invisíveis, nomeadamente os trabalhados do sector informal na era digital.

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“…The issue of sustaining income remains an important factor that influences the choice of retirement age by workers who wish to retire voluntarily. The strongest motive for the decision to exit the workforce is hinged is finances; an early exit is likely if workers have funds to cater for their retirement period, (Snyman, van der Berg-Cloete & White, 2017). Physical or mental health and occupational stress are other motives for retirement.…”

Section: ~ 193 ~mentioning

confidence: 99%

Consumer Education Strategies in Financial Management for a Rewarding Retirement Period Among Staff of FCT College of Education, Zuba-Abuja

Jamila Shu'ara,

Abass Zainab Mohammed

2022

njhe

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In most contemporary societies, Retirement has become an interesting topical issue for research. It is an important phase of transition in life characterized by new adjustments and changes in daily living, new relationships, and vocation. It is a period, when an individual exits a paid job after service and upon the attainment of a specified age. Every worker both in private and public establishments looks forward to the retirement period. Of the greatest challenges that face typical employees throughout their working career is financial so they have to prepare for retirement well ahead of time. This study, therefore, investigated consumer education strategies as a stimulus for financial management for a rewarding retirement period. This study was guided by two research objectives and two research questions, respectively. The study adopted a descriptive survey research design. The population was made up of 200 respondents; comprising 100 academic staff and 100 non-academic staff of FCT College of Education Zuba, Abuja. All the population in the study constituted the sample, and the census sampling technique was used. A structured questionnaire titled "Consumer Education and Financial Management Questionnaire" was the instrument for the collection of data. The content validity of the instrument was determined. The internal consistency was derived through the use of the Test-retest method of reliability. The reliability index was obtained through Cronbach's alpha (0.89). Out of the 200 questionnaires administered, 178 were returned valid, representing an 89% success rate. Data collected was imputed into the SPSS (25) software package where descriptive statistics, in the form of tables were generated. The study discovered among others, that many employees do not have effective financial management preparation for the retirement period and most of them wait until they retire before they start thinking of accommodation and even where to relocate. The study concludes that consumer education strategies are effective in financial management for a rewarding retirement period. The study however recommended among others that consumer educators should organize seminars, conferences and workshops for employees to sensitize them on the dangers of inadequate financial management during the retirement period.

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Planning for Financially Independent Retirement

Cited by 7 publications

References 10 publications

Should South Africa train specialist endodontists? A cross-sectional online survey

Should South Africa train specialist endodontists? A cross-sectional online survey

Utilization of Digital Literacy in Retirement Planning Among Ghanaian Formal and Informal Sector Workers

Consumer Education Strategies in Financial Management for a Rewarding Retirement Period Among Staff of FCT College of Education, Zuba-Abuja

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