DOI: 10.31219/osf.io/vb9r5
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Bima Arya Pangestwo, Ratna Widayati

Abstract: Credit implementation at PT. BPR Lubuk Raya Mandiri is quite good, as seen from the current credit collectibility which increased from 2013-2017 and non-performing loans decreased. The causes of non-performing loans caused by the economic downturn have caused the ability to repay principal payments and interest on loans that are experiencing problems so that they become substandard, doubtful and even bad. Non-performing loan settlement conducted by PT. BPR Lubuk Raya Mandiri has a policy on credit settlement b…

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