Pengaruh Resiko, Kualitas Manajemen, Ukuran dan Likuiditas Bank terhadap Capital Adequacy Ratio Bank-Bank yang Terdaftar di Bursa Efek Indonesia

Margaretha, Farah; Setiyaningrum, Diana

doi:10.9744/jak.13.1.47-56

Cited by 13 publications

(13 citation statements)

References 8 publications

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“…These findings reinforce study published by Permatasari & Novitasary (2014), which concluded that the bank's high capital adequacy ratio is a result of suboptimal capital management that is unaffected by Good Corporate Governance standards. These findings contrast with those of Rehman et al (2010), Chitan (2012), andPrasojo (2015), all of whom assert that good corporate governance has a favorable and significant effect on the capital adequacy ratio.…”

Section: Good Corporate Governance Has a Beneficial Effect On The Capital Adequacy Ratiocontrasting

confidence: 71%

Good Corporate Governance And Financial Performance On Capital Adequacy Ratio: A Reflection Of Indonesian Conventional Banking

Agustina

Winarno

Dyan

2021

jbmp

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The purpose of this study is to determine the impact of good corporate governance, as well as financial performance as measured by non-performing loans, net interest margin, return on assets, and loan to deposit ratios, on the capital adequacy ratio of conventional banking in the period 2015-2019, using data from the Federal Reserve. The composite value of banking self-assessment is the indicator that was utilized to determine good corporate governance in the context of this study. The quantitative approach used in this study was combined with secondary data. Purposive sampling was used in this study to select a sample of 35 banks, which was then analyzed. The findings revealed that GCG, NPL, ROA, and LDR had no impact on CAR. This occurs because the revenues obtained by the bank are used to mitigate the bank's operational risk, and so have no effect on the bank's capital adequacy ratio (CAR). The NIM has a negative and statistically significant effect on the CAR. This is due to the fact that the NIM indicates that the quantity of loans granted is increasing, implying that the risk faced by the bank is also increasing.

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Section: Good Corporate Governance Has a Beneficial Effect On The Capital Adequacy Ratiocontrasting

confidence: 71%

Good Corporate Governance And Financial Performance On Capital Adequacy Ratio: A Reflection Of Indonesian Conventional Banking

Agustina

Winarno

Dyan

2021

jbmp

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“…Pembiayaan kepada nasabah, besarnya di imbangi dengan besarnya dana deposan yang wajib di kembalikan oleh bank, sehingga dana deposan yang digunakan bank untuk pembiayaan dapat di ukur oleh bank. (12).…”

Section: Rerangka Pemikiran Dan Hipotesisunclassified

Financial Ratio Analysis to Predict Financial Distress on Islamic Bank

Hasibuan¹,

Nurhasanah²,

Mahroji³

et al. 2020

Proceedings of the Proceedings of the First Annual Conference of Economics, Business, and Social Science, ACEBISS 2019, 26 - 30

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The purpose of this study was to determine the influence of Capital Adequacy Ratio, Financing to Deposite Ratio and Non-Performing Financing on Financial Distress. The object of research is 11 Islamic Commercial Banks registered in the Financial Services Authority (OJK) and Bank Indonesia (BI), with data from 2013 to 2017. The research was conducted with quantitative methods, to test the influence of independent variables on the dependent variable. Analysis of the data used is descriptive statistical analysis and hypothesis testing in the form of multiple linear regression tests, and assisted by SPSS software. The results of this study indicate that the Capital Adequacy Ratio, and Financing to Deposite Ratio each have no significant influence on financial distress, while Non-Performing Financing has a significant positive influence on Financial Distress.

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“…Keberadaan bank yang sehat merupakan prasyarat bagi suatu perekonomian yang sehat (Margaretha & Setiyaningrum 2011). Bank berfungsi sebagai lembaga perantara keuangan (financial intermediary) yang menghubungan antara pihak-pihak yang memiliki kelebihan dana (surplus spending unit) dengan pihak-pihak yang memerlukan dana (deficit spending unit) serta lembaga yang berfungsi memperlancar aliran lalu lintas pembayaran.…”

Section: Pendahuluanunclassified

Determinan Permodalan Bank Melalui Profitabilitas, Risiko, Ukuran Perusahaan, Efisiensi Dan Struktur Aktiva

Haryanto

2016

jeb

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This study analyzes the influence of causality between the CAR, profitability, risk, company size, efficiency and asset structure of the banking industry. The sampling technique used in this research is purposive sampling, with the criteria of banks have gone public before 2008, publish the financial statements for 2008-2013. The total sample of 23 banks. The purpose of this study was to determine the effect of profitability, risk, company size, efficiency and capital structure of the bank's assets. The analysis technique used multiple linear regression. The results showed that the profitability, size and asset structure have the positive impact toward CAR. While the risk of bank have the negative impact toward CAR. Efficiency does not impact the CAR. The contribution of this study for the management of banking industry, researchers and regulators (Bank Indonesia) is that there is a must to increase CAR in order to increase the competitiveness of the national banking system. Abstrak Penelitian ini menganalisis kausalitas antara CAR, profitabilitas, risiko, ukuran perusahaan, efisiensi dan struktur aset industri perbankan. Teknik sampling yang digunakan dalam penelitian ini adalah purposive sampling dengan kriteria bank telah go public sebelum 2008 dan menerbitkan laporan keuangan 2008-2013. Total sampel adalah 23 bank. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh profitabilitas, risiko, ukuran perusahaan, efisiensi dan struktur modal dari aset bank. Teknik analisis yang digunakan adalah regresi linier berganda. Hasil penelitian menunjukkan bahwa profitabilitas, ukuran dan struktur aktiva memiliki dampak positif terhadap CAR. Sementara itu, risiko bank memiliki dampak negatif terhadap CAR. Efisiensi tidak berdampak pada CAR. Kontribusi penelitian ini untuk pengelolaan industri perbankan, peneliti dan regulator (Bank Indonesia) adalah bahwa ada suatu keharusan untuk meningkatkan rasio kecukupan modal dalam rangka meningkatkan daya saing perbankan nasional.

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Pengaruh Resiko, Kualitas Manajemen, Ukuran dan Likuiditas Bank terhadap Capital Adequacy Ratio Bank-Bank yang Terdaftar di Bursa Efek Indonesia

Cited by 13 publications

References 8 publications

Good Corporate Governance And Financial Performance On Capital Adequacy Ratio: A Reflection Of Indonesian Conventional Banking

Good Corporate Governance And Financial Performance On Capital Adequacy Ratio: A Reflection Of Indonesian Conventional Banking

Financial Ratio Analysis to Predict Financial Distress on Islamic Bank

Determinan Permodalan Bank Melalui Profitabilitas, Risiko, Ukuran Perusahaan, Efisiensi Dan Struktur Aktiva

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