Pengaruh Dana Pihak Ketiga, Tingkat Bagi Hasil Dan Non Performing Financing Terhadap Volume Dan Porsi Pembiayaan Berbasis Bagi Hasil Pada Perbankan Syariah Di Indonesia

Annisa, Lintang Nurul; Yaya, Rizal

doi:10.22373/share.v4i1.754

Cited by 14 publications

(33 citation statements)

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“…Financing that has been distributed will become a source of income for Islamic banks in addition to fee-based income (Juhro, Darsono, Syarifuddin, & Sakti, 2018). Islamic banking has three main principles in terms of distribution, that is: trading, profit sharing or investment and leasing (Annisa & Yaya, 2015). There is considerable critism on the practice of Islamic Bank which distribute the most financing through murabahah (trading) model and fee-based income contracts, whereas ideally Islamic banks use profit-based financing, Strengthened by Asutay's opinion (Asutay, 2012).…”

Section: 00%mentioning

confidence: 99%

Macroeconomics And Profit Sharing Financing In Islamic Banking In Indonesia: The Third Parties Fund As Intervening

Hafizh

Hidayah

Silalahi

2020

jakis

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The main problems of Third Parties Fund and profit and loss sharing financing in Islamic banking in Indonesia are influenced by external factors have known as macroeconomics. Third parties funds as an intervening variable are what distinguish research conducted by researchers from previous research. The method used in this study uses the path analysis method with a trimming model. Processing data using IBM SPSS 25 tools. The results of this study indicate Macroeconomics simultaneously affects Third-Parties Funds. Partially, the BI Rate, GDP, and IHSG have an effect on Third Party Funds seen from the probability value 0.000 <0.05, where only inflation does not affect Third-Parties Funds. Meanwhile, the macroeconomy simultaneously influences the profit-sharing where the effect partially shows that inflation, the BI Rate, IHSG and Third-Parties Funds have a significant effect on profit-sharing financing. From the above findings, the macroeconomy indirectly through Third-Parties Funds is better for profit-sharing financing, because the ups and downs of Third Parties Funds significantly affect profit-sharing financing in Islamic banking.

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Section: 00%mentioning

confidence: 99%

Macroeconomics And Profit Sharing Financing In Islamic Banking In Indonesia: The Third Parties Fund As Intervening

Hafizh

Hidayah

Silalahi

2020

jakis

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“…Berdasar dari pengertian tersebut, NPF berpengaruh terhadap kualitas dari pembiayaan oleh bank syariah serta kinerja keuangan dari bank syariah, jika angka rasio NPF terbilang tinggi menunjukkan buruknya kualitas dari kemampuan pembiayaan serta buruknya kinerja keuangan. Menurut penelitian dari (Annisa & Yaya, 2015), peningkatan NPF akan membuat bank syariah menambah Jumlah Penyisihan Penghapusan Aktiva Produktif (PPAP), semakin tinggi PPAP yang dianggarkan menyebabkan modal yang dimiliki bank syariah justru berkurang, hal tersebut akan mampu mengurangi kemampuan dari bank syariah dalam menyalurkan dananya dalam bentuk pembiayaan kepada masyarakat.…”

Section: Landasan Teoriunclassified

“…Hasil dari pengkajian ini sesuai dengan penelitian yang dilakukan (Ovami & Thohari, 2018) dan L. N. Annisa & Yaya (2015) bahwa rasio pembiayaan bermasalah berdampak negatif terhadap kegiatan pendistribusian pembiayaan, tingginya angka rasio pembiayaan bermasalah (NPF), akan dapat mengurangi jumlah keseluruhan dana untuk pembiayaan yang akan disalurkan.…”

Section: Pengaruh Rasio Pembiayaan Bermasalah (Npf) Atas Total Dana Untuk Kegiatanunclassified

Faktor-faktor Yang Mempengaruhi Perkembangan Produk Pembiayaan Pada Bank Pembiayaan Rakyat Syariah di Jawa Timur

Wenni¹,

Canggih²

2021

Al-Mashrafiyah

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It used quantitative research method with the panel data multiple regression approach. The result showed that ROA, Inflation and BI Rate partially had no significant an effect on the amount of financing channeled by the BPRS, while DPK, NPF, and FDR had an effect on a total of financing by BPRS. Furthermore third party funds, NPF, FDR, ROA, inflation and BI Rate simultaneously had significant effect on the amount of financing channelled by the BPRS. From the results of the study, BPRS needs to increase its receipt of funds from TPF, profitability ratios, and be more selective in providing financing to customers. ABSTRAK Penelitian ini bertujuan untuk menganalisis dampak dari DPK, NPF, FDR, ROA, Inflasi dan BI Rate terhadap jumlah pembiayaan yang disalurkan oleh BPR Syariah di Wilayah Jawa Timur di bawah Kantor Regional 4 OJK Jawa Timur pada 2014-2018. Penelitian ini menggunakan metode penelitian kuantitatif dengan pendekatan regresi berganda data panel. Hasil penelitian menunjukkan ROA, Inflasi dan BI Rate secara parsial tidak berpengaruh signifikan terhadap jumlah pembiayaan yang disalurkan oleh BPRS, sedangkan DPK, NPF, dan FDR berpengaruh terhadap total pembiayaan oleh BPRS. Dana pihak ketiga, NPF, FDR, ROA, inflasi dan BI Rate secara simultan berpengaruh signifikan terhadap jumlah pembiayaan yang disalurkan oleh BPRS. Dari hasil studi, maka BPRS perlu meningkatkan penerimaan dana dari DPK, rasio profitabilitas, serta lebih selektif dalam memberikan pembiayaan kepada nasabah.

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“…Hasil penelitian ini mendukung penelitian yang dilakukan oleh (Annisa & Yaya, 2015) bahwa tingkat bagi hasil berpengaruh positif signifikan terhadap pembiayaan berbasis bagi hasil, karena semakin tinggi tingkat bagi hasil pada bank syariah maka akan meningkatkan jumlah pembiayaannya.…”

Section: Uji Hipotesisunclassified

Analisis Pengaruh Gross Domestic Product, Financing To Deposit Ratio, Tingkat Bagi Hasil dan Non Performing Financing Terhadap Total Pembiayaan Bank Umum Syariah dan Unit Usaha Syariah Periode Tahun 2008 S/D 2017

Hanum¹,

Widana²

2021

jiss

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The background of this study is to examine how the influences of GDP, FDR, TBH, and NPF on total financing of BUS and UUS and analyze how much influence GDP, FDR, TBH, and NPF have on the total financing of BUS and UUS. The research method used is descriptive analysis, outer model evaluation, inner model evaluation, and hypothesis testing of PLSSEM. From the results of the study, the results of the inner model evaluation coefficient obtained with the equation Y = 1.084911 X1 + 0.139361 X2 + 0.015924 X3 - 0.016169 X4. The analysis of inner model evaluation shows that the degree of relationship or correlation between independent variables and the dependent variable is significant. Furthermore, the analysis results of the R-square coefficient are 98.3%. This means that 98.3% of changes in the dependent variable (GDP, FDR, TBH, and NPF BUS and UUS) can be explained by changes in factors of GDP, FDR, TBH, and NPF (X). While the rest which is equal to 1.7% is explained by other factors outside of the variables used as indicators of research. While the value of Fcount is 1729,337 while Ftable is 2,451. The results of this study show that Fcount > Ftable The results of the study show that GDP, FDR, TBH, and NPF have a positive and significant effect on the total financing of BUS and UUS.

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Pengaruh Dana Pihak Ketiga, Tingkat Bagi Hasil Dan Non Performing Financing Terhadap Volume Dan Porsi Pembiayaan Berbasis Bagi Hasil Pada Perbankan Syariah Di Indonesia

Cited by 14 publications

References 0 publications

Macroeconomics And Profit Sharing Financing In Islamic Banking In Indonesia: The Third Parties Fund As Intervening

Macroeconomics And Profit Sharing Financing In Islamic Banking In Indonesia: The Third Parties Fund As Intervening

Faktor-faktor Yang Mempengaruhi Perkembangan Produk Pembiayaan Pada Bank Pembiayaan Rakyat Syariah di Jawa Timur

Analisis Pengaruh Gross Domestic Product, Financing To Deposit Ratio, Tingkat Bagi Hasil dan Non Performing Financing Terhadap Total Pembiayaan Bank Umum Syariah dan Unit Usaha Syariah Periode Tahun 2008 S/D 2017

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