2020
DOI: 10.1257/rct.5441
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Felix Holzmeister

Abstract: OutlineWe will conduct a randomized control trial with a partnered debt collection agency in Europe, with the goal to "nudge" debtors to pay their debts and/or to contact the agency to arrange a personalized payment plan. Arranging such a plan with a debt collection agency is the nal step before the case is brought to an enforcement agency. Potential consequences would entail a "payment remark" with markedly lowered chances to get loans in the upcoming years and with downgraded conditions for various nancial s…

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