“…The other factor is Personal Innovation in which innovative person has high willingness to accept new technology (Olugbara, Imenda, Olugbara, Khuzwayo, 2019), it was supported by Baleghi-zadeh, Fauzi, Ayub, Ehsan, (2019) that personal innovativeness influences beliefs, it can be considered as an external variable. Personal Innovativeness with technology will affect a person's readiness to check new technology informatics (Yousef,Falze, Rabee, 2014),it was added by (Taylor, Al-busaidi, 2013) more users' personal innovativeness (willingness) of students likely to access e-learning will make them easy to find out the usefulness of e-learning, the more willingness to operate technology will make the participants having positive attitude toward e-learning (Fauzi, Ayub, Zaini, Luan, 2017).…”