“…Already, in San Diego, three major health maintenance organizations (HMOs) care for over 90% of the population who have health insurance (Patterson & Scherger, 1995). Further, the majority of mental health patients may soon be receiving services within managed care settings (Berkman, Bassos, & Post, 1988). Also, solo practice seems to be becoming an increasing rarity (Cummings & Dorken, 1986;Dorken & Curnmings, 1991;Cummings, 1995).…”