New consumer appliances such as PDA, Set Top Box, GSM/UMTS terminals enable an easy access to the internet and strongly contribute to the development of ecommerce and m-commerce services. Tens of billion payments are made using cards today, and this is expected to grow in a near future. Smartcard platforms will enable operators and service providers to design and deploy new e-and m-commerce services. This development can only be achieved if a high level of security is guaranteed for the transactions and the c…
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