From the Single Supervisory Mechanism to the Banking Union. The Role of the ECB and the EBA

Morra, Concetta Brescia

doi:10.2139/ssrn.2448913

Cited by 13 publications

(2 citation statements)

References 18 publications

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“…The ECB is responsible for framing and euros, as well as implementing EU monetary and fiscal policies, with the main aim of keeping prices stable, thereby promoting economic development and job creation. The EBA regulates systemic risks, operational weakness, and institutional matters for European banks 24 .…”

Section: Over View Of the Current Regulatory Systemmentioning

confidence: 99%

Research on the Various Forms of Risks in Banking Systems and the Current Regulatory System

Gao

2023

Sci. Tech. Dev. J.

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Since banks occupy a central position in the current global financial system, they play a main role in promoting the development of financial markets and even entire economies. Since banks suffer great losses from the risks caused by borrowers’ potential defaults on the loan when they lend to individuals or institutions, credit risk is normally considered to be the main risk type in the daily operations of banks, while other forms of risk are paid slightly less attention or are completely ignored. The banking industry has undergone many significant changes over the decades, which resulted from the reform of its business model, the emergence of advanced technology, and the improvement of laws and regulations. Therefore, the evolving environment eventually leads to many other forms of risk, which may also result in bank failure and even trigger financial contagion and a global financial crisis. This paper will elaborate on various forms of risk facing banks and corresponding management measures and then discuss whether regulators should exclusively consider credit risk. Although I agree with regulators that credit risk has received more attention in the past, I am sure that each financial crisis contributes to improving their views of the financial system and the complex nature of associated risks. This paper also describes the current regulatory system and provides recommendations on how regulators can efficiently regulate, supervise and support the activities of all financial institutions by creating more robust mechanisms for enforcing regulations.

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Section: Over View Of the Current Regulatory Systemmentioning

confidence: 99%

Research on the Various Forms of Risks in Banking Systems and the Current Regulatory System

Gao

2023

Sci. Tech. Dev. J.

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“…1 Den neuen Herausforderungen, die sich infolge der Finanzmarktkrise für Wirtschaft und Politik stellten, versuchte die Europäische Kommission dadurch zu begegnen, die bis zu diesem Zeitpunkt nur dürftige unionsrechtliche Regulationsdichte auf den Finanzmärkten der Mitgliedsstaaten zu erhöhen, um auf diese Weise die Integrität der europäischen Finanzmärkte wiederherzustellen. 2 In diesem Kontext muss auch die aktuelle Ausgestaltung des aufsichtsbezogenen Sanktionsregimes der  Akademische Mitarbeiterin, Lehrstuhl für Strafrecht, Strafprozessrecht, Wirtschaftsund Steuerrecht, Abteilung Rechtswissenschaft, Universität Mannheim. 1 Vgl.…”

Section: Introductionunclassified

Bußgeldrecht in der europäischen bankenaufsicht

Schäfer¹

2021

EIS

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The imposition of sanctions within the framework of European banking supervision is essentially intended to ensure that the European Union’s policy in the banking sector is implemented effectively to ensure financial stability within the Euro area. The law on fines under banking supervisory derives its authorization from the European Banking Union created in 2014 in general and the so-called Single Supervisory Mechanism (SSM) in particular. In terms of banking supervision, the supervisory sanctions regime of the EU addresses credit institutions as legal entities. This article demonstrates how corporate groups, being a combination of several legal entities, are nevertheless subject to supervision of the ECB and the national supervisory authorities, and therefore subject to sanctions. For this purpose, in addition to the division of responsibilities between the ECB and national supervisory authorities, this article also deals with the supervisory sanction regime set out in Art. 18 SSM-VO and its norm and sanctions addressees.

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European Banking Union and Its Relation with European Union Institutions

Türk

2019

The Palgrave Handbook of European Banking Union Law

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From the Single Supervisory Mechanism to the Banking Union. The Role of the ECB and the EBA

Cited by 13 publications

References 18 publications

Research on the Various Forms of Risks in Banking Systems and the Current Regulatory System

Research on the Various Forms of Risks in Banking Systems and the Current Regulatory System

Bußgeldrecht in der europäischen bankenaufsicht

European Banking Union and Its Relation with European Union Institutions

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