Financial Literacy and Financial Behavior of Freshmen in University of Sumatera Utara

Sadalia, Isfenti; Maretta, Eunike; Butar-Butar, Novi Andrani

doi:10.1166/asl.2018.11284

Cited by 2 publications

(1 citation statement)

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“…Students are a part of society that greatly influences the economy (Irman, 2018;Nababan & Sadalia, 2013). Since students are part of a highly educated society, they should also have a good level of literacy.…”

Section: Introductionmentioning

confidence: 99%

Unraveling the Link between Financial Literacy and Financial Capability among Java's Students

Rismaya Fitria,

Rahayu,

Septiana

et al. 2023

jbmp

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This study aims to investigate the relationship between various dimensions of financial literacy, including financial behavior, attitude, knowledge, and capability, among university students in Java. The research encompassed the entire population of university students on Java island in 2022, totaling 3.5 million, with a final sample size of 173 respondents selected using the Slovin formula. Data collection was conducted through a questionnaire survey, and multiple regression analysis was employed to assess the direct influence of financial literacy on financial capability using SPSS software version 25. The findings revealed a significant positive impact of financial behavior and attitude on the financial capability of college students. These results offer valuable insights for policymakers, highlighting the importance of comprehensive strategies in enhancing financial capability, particularly among university students, for improved financial well-being and preparedness.

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Section: Introductionmentioning

confidence: 99%