“…Many studies have found that females are less likely to be insured than males (Hendryx et al, 2002;Holtz-Eakin, 2002;Monheit & Vistnes, 2000), though the opposite has also been found (Carrasquillo, Himmelstein, Woolhandler, & Bor, 1999;Nelson, Bolen, Wells, Smith, & Bland, 2004). Race or ethnicity may also be a factor contributing to healthcare coverage disparity (Carrasquillo et al, 2000;Lucas, Barr-Anderson, & Kington, 2003;Monheit & Vistnes, 2000), with minorities generally having less healthcare coverage (Carrasquillo et al, 1999;Glover et al, 2004;Monheit & Vistnes, 2000). According to the results of multiple studies, those with lower incomes are less likely to have healthcare coverage (Cardon & Hendel, 2001;Carrasquillo et al, 1999;Lucas et al, 2003), and having healthcare coverage also has a relationship with employment status (Schmidt & Deichert, 1996) and type of employment (Krieger, Barbeau, & Soobader, 2005).…”