introducing the paper): Asset shares play a central role in the management of a with-profits fund. For some considerable time they have been used to help determine the appropriate level of payouts at bonus declaration time. Today, however, they are used much more widely, in a number of quite different situations.On a day-to-day basis, projected asset shares now stand behind many of the surrender and maturity values which are used by salesmen and intermediaries at the point of sale, and they are often used int…
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