Analisa Kinerja Keuangan PT BTPN Tbk Periode 2015-2019 dengan POJK Nomor 4/POJK.03/2016

Virgiani, Ega; Hermawan, Dadang; Pakpahan, Rosma

doi:10.35313/ijem.v1i1.2418

Cited by 2 publications

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“…In general, financial supervisory authorities in various countries set a minimum level of CAR that must be met by banks to be considered safe and stable enough to face financial risks (Virgiani et al, 2020). This minimum level of CAR aims to protect customer deposits and ensure financial system stability.…”

Section: Carmentioning

confidence: 99%

Navigating Uncertain Times: Comparative Analysis of Islamic Banking Financial Performance in Indonesia Before and During the Covid-19 Pandemic

Afandi

Hermawan

2023

Indones. J. Econ. Manag.

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This study analyzes the comparison of the financial performance of Islamic banks in Indonesia before and during the Covid-19 pandemic. The population used in this study consists of Islamic Commercial Banks in Indonesia. The research method employed is quantitative research with a comparative approach using IBM SPSS Statistics 25 software. The data used are secondary data in the form of financial reports published by each company's website from 2018 to 2021. The results of this study indicate significant differences in CAR and ROA ratios between before and during the Covid-19 pandemic. However, there are no significant differences in NPF, OER, and FDR ratios between before and during the Covid-19 pandemic. Furthermore, there are significant simultaneous differences in financial performance before and during the Covid-19 pandemic. This comparative analysis sheds light on the dynamic nature of Islamic banking financial performance during the Covid-19 pandemic. The findings provide valuable insights for policymakers, bank regulators, and industry stakeholders in understanding the sector's resilience and the need for adaptive strategies during times of crisis.

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Section: Carmentioning

confidence: 99%

Navigating Uncertain Times: Comparative Analysis of Islamic Banking Financial Performance in Indonesia Before and During the Covid-19 Pandemic

Afandi

Hermawan

2023

Indones. J. Econ. Manag.

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“…Marthin & Ekawati (2022) menggunakan analisis deskriptif mengungkapkan bahwa pasca merger dan masa pandemi kinerja bank BTPN masih menunjukkan kinerja yang sesuai dengan ketetapan regulator, meski pada rasio solvabilitas (CAR, Risk Asset Ratio, Primary Ratio) menunjukkan penurunan pasca merger dan peningkatan di masa pandemi, rasio rentabilitas (ROE, ROA, Interest Expense Ratio) mengalami penurunan pasca merger dan dimasa pandemi, dan rasio likuiditas seperti rasio kas mengalami penurunan sementara Loan to Deposit Ratio (LDR) dan Loan to Asset Ratio (LAR) mengalami peningkatan pasca merger. Studi lain yang mengkaji mengenai kinerja bank BTPN juga dilakukan oleh Virgiani et al(2020) Implikasi daripada penelitian bagi perusahaan, yakni perusahaan dapat lebih meningkatkan penerapan prinsip kehati-hatian dalam pemberikan kredit untuk menurunkan risiko likuiditas.…”

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Analisis Komparasi Kinerja Keuangan PT Bank BTPN. Tbk Sebelum dan Sesudah Merger

Anabella,

Intanie dewi

2023

Manajemen

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The purpose of this study is to conduct a comparative test of Bank BTPN Tbk.,financial performance before and after the merger using the Risk-Based Bank Rating approach. The method used is verificative study, carried out by conducting a paired t-test of two samples. This study found that Bank BTPN Tbk. financial performancedeclined after the merger. This is indicated by the increasing LDR, indicating that the bank's liquidity risk becomes greater after the merger. The NIM and ROA ratios were smaller and the BOPO ratio increased after the merger, indicating that Bank BTPN Tbk. ability to generate profits has decreased. The level of bank capital with the CAR indicator also decreased. Based on the results of comparative analysis, it can be proven that there are differences in the financial performance of Bank BTPN between before and after the merger

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Analisa Kinerja Keuangan PT BTPN Tbk Periode 2015-2019 dengan POJK Nomor 4/POJK.03/2016

Cited by 2 publications

References 0 publications

Navigating Uncertain Times: Comparative Analysis of Islamic Banking Financial Performance in Indonesia Before and During the Covid-19 Pandemic

Navigating Uncertain Times: Comparative Analysis of Islamic Banking Financial Performance in Indonesia Before and During the Covid-19 Pandemic

Analisis Komparasi Kinerja Keuangan PT Bank BTPN. Tbk Sebelum dan Sesudah Merger

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