Digital loans have exploded in popularity across low-and middle-income countries, providing short term, high interest credit via mobile phones. This paper reports the results of a randomized evaluation of a digital loan product in Nigeria. Being randomly approved for digital credit (irrespective of credit score) substantially increases subjective well-being after an average of three months. For those who are approved, being randomly offered larger loans has an insignificant effect. Neither treatment significantly impacts other measures of welfare. We rule out large short-term impacts -either positive or negative -on income and expenditures, resilience, and women's economic empowerment.

Ours is a tertiary care center dealing with a variety of congenital hand anomalies. Recently, a patient with central polydactyly arising mid-palm near the wrist joint and capable of independent movements was encountered. The case and its treatment are described, and polydactyly is discussed.

No abstract

Institutions like schools, colleges, offices, banks, etc. where the use of paper is quite high and larger the amount increase the need of new papers. So there's an effective way to recycle those used papers instead of buying more new papers. Used papers mostly get dumped in the trash or used by vendors and ultimately into the trash. In today's world numerous big machines are there for the recycling of paper but must higher in the cost to get afforded by a small unit. So designing a simple and cheap machine will eradicate all the problems. Such a recycling machine will help us to produce noncomplex, simple and cheap papers where the institution can use the same paper instead of buying again and again. The designing of the machine will be prepared with the vital component needed. The project will find a way to stabilize and organize the papers produced into a finite paper with proper adjustments. Currently the focus is mainly to get a fine paper followed by the cutting machine to get desired product. Also the designing and fabricating of the machine will be simple enough for a person who have less knowledge in technology will also be able to operate it. Thus focusing on the employment opportunity in the today's world. The machine is designed basically following the protocol of industry 4.0. It's an automatic machine where papers will be recycled through the help of an application starting from the grinder to the cutter in order to receive a fine paper with proper dimensions. Here the user can remotely switch on the system from any part of the world over internet. Also length of paper and number of paper can be adjusted from anywhere in the world using the IoT.