Voting is the way to express the opinion of a citizen in a democratic nation and to exercise their rights .The purpose of every government is to develop and implement various policies for the benefit of its citizens. Voting is done with the Electronic Voting Machine which has the functionalities of voter information verification and authentication of voter , balloting process ,calculating the vote and generate the result/report. In this paper , voter information is acquired from the AADHAR data during voter verification process. Voters/Users are authenticated and authorized by biometric identification. Transparency is additional advantage for the above system. The process of Control unit and Ballot unit is automated through IoT. Data of electoral and voters are stored in cloud real time databases. Communication over control and ballot unit is secured through some basic security features.
Today's world moved toward online shopping where everyone has to make online payment. When people make an online shopping, they are confident that our card detail would be safe but the merchant has all my card details. In online shopping people have to share their card details in which sixteen-digit pin number, expiry date, card holder name and cvv required. They need to keep all this information confidential. But in online shopping the requirement is to share all this information that can be hacked and third person can get access to our information about card and they can manipulate and share it with other also and there can be loss of the money and can lose the card too. Security is one of the major concerns in today's era. So, keeping all these problems in mind, technology is trying to create a virtual card. It is randomly generated card depending on issuer. virtual credit card generates a hypothetical card like debit card in which all the details of card like card holder name, sixteen-digit number, expiry date and cvv will mentioned and can make online payment through OTP (onetime password). After the payment the card will automatically blocked and keep the original data safe.
School of computing science and engineering Galgotias university Abstract:Internet banking or E-banking has attracted the attention of banks, securities, insurance companies in developing nations since the late 1990s and the rapid and significant growth in electronic sectors and commerce it's obvious that electronic (online internet) banking and payments are likely to advance or rapidly increased. Introduction:-Major Challenges For E-Banking In India: -E-Banking in India is its emerging state of development. Most of them are basic services only the deregulation of e-banking industry coupled with the emergence of new banking technology is enabling new competitors to enter the financial services to enter the financial services markets quickly and efficiently. However, it needs to be recognised that perception norms and an improvement in the functioning of services.Acceptance Of Customers: -Proper understanding of the customer is the major aspect of the E-Banking.It knows that computer literacy in India is yet very low and is problems in fast acceptance of the internet. Altitude of the Indian customers needs to be changed by giving by awareness technical terms in Internet Banking.Costly Technology: -It connects with Start up cost e-banking is huge at initial level for acquiring personal computer and other equipments, oneself to do online banking is still not with in the reach of the middle class and upper-middle class customers.Issues In Security: -In a paper less transactions, many people of security are involved. A secrecy threat as circumstensive decision to cause the economic hardships to data, and construction of network resources, disclosure, modification of data or fraud, denial in services and distortion of information. Providing appropriate security of using encryption techniques, implementation of firewalls and virus protection spyware etc.LEGALISSUES: -In today's banking world, the legal framework for recognising the validity of banking transactions, conducted through the internet is still being put in place. Information technology act provides security & legal framework for e-commerce transactions as well as e-banking. Information technology act provides security & legal framework for e-commerce transactions.How Can We Deal With It: -People should be made aware and trained regarding e-banking to the people in their various institutions so that people can become friendly to e-bank.
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