The study examines the impact of health runs or crises on financial remittances and inclusion. Data were collected through a survey questionnaire administered to a sample of 60 respondents made up of financial services employees and users of financial services, irrespective of their age and years of trade experience. Results show that remittances and financial inclusion levels should be affected adversely due to the coronavirus ( COVID-19) health run. The magnitude of the negative effect of a health crisis on financial remittances and inclusion as measured by the correlation matrix is strong, but comparatively the same for the assessed variables. Our findings reveal that a severe global health crisis would force an exponential decline in remittances and financial inclusion. Findings further reveal that there exists no relationship between financial remittances and financial inclusion under a health crisis. The study here recommends measures policymakers can use to boast financial flows and inclusion during a period of a severe global health crisis.
SMEs need to cultivate the spirit of budgeting irrespective of size and type of firm. This study discusses; fundraising techniques SMEs can adopt, outlines avenues for shopping money and details essential budgets that businesses can practice in order to compare, control, review, grow and measure performance periodically. The projected or budgeted statement of financial position is recommended for SMEs that intend to grow faster and compete with big (large) enterprises. Through qualitative research approach, data was extracted with the aid of search tool based on strata of keywords centered on the topic. The study lightens; entrepreneurs, investors and management spirit on the different fundraising techniques and avenues. For successful fundraising and budgeting practices, SMEs should adhere to sound and observable guidelines in order to be successful, sustainable, competitive, and to grow to big enterprises.
Fundamentally, women are one of the major drivers of social and economic growth through entrepreneurship development. Their role in impacting rural entrepreneurial activities by boosting rural employment and capital are praiseworthy. Women entrepreneurs are financial assets for development. For any developing country to emerge, its rural development countryside through entrepreneurship have to be efficient in resources allocation. The dangers to achieving this at the - post-Covid-19 era are enormous considering existing rural business financing challenges. Digital financial transformation could resolve these barriers. Using a qualitative research approach,this study examines the challenges and opportunities in financing rural women businesses. It comments that, financial digitalization, banking proximity, financial inclusion, financial care services and government support system can enhance rural women entrepreneurial productivity and reduce the level of poverty.
This paper recommends what could be a standard definition for the word "leadership", as it found out that there has been no standard way for defining leadership, and that others have defined leadership based on the leadership elements a leader has but failed to rethink that one could be a bad leader and as such the leadership elements could not be transferred (passed on) to heirs for the simple reason that no one likes bad things.
The study aims to investigate the differences in the opinions of financial sector employees and users of financial services on the impact of a health run on financial remittances and inclusion. Data were collected through a survey questionnaire administered on a sample of 60 respondents made up of financial services employees and users of financial services irrespective of their age and years of business experience. The study used a stratified sampling technique to get the respondents into two distinguee classes, followed by a purposive sampling to eliminate those without knowledge on the subject matter under examination and finally a random sampling was applied to ensure accuracy and fairness in the opinions of the final respondents. The study objective was attained by empirically testing the hypotheses using Analysis of Variance (ANOVA). Results show that, there is differences between respondent’s opinions from the financial sector employees and users of financial services on the impact of a health crisis on the level of remittances and financial inclusion. The findings suggest that not all parties, sectors or economic groups and units are equally impacted during a health crisis. Thus policy makers can focus their attention in designing a direct response recovery strategy to reduce the effect of a health crisis on the most affected economic units and entities.
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