Ag and CuO nanoparticles (NPs) synthesized on the surface of commercial TiO 2 (P25) by radiolytic reduction were characterized by diffuse reflectance spectroscopy (DRS), transmission electron microscopy (TEM), high-angle annular dark-field scanning transmission electron microscopy (HAADF-STEM), energydispersive X-ray spectroscopy (EDS), X-ray photoelectron spectroscopy (XPS), and X-ray absorption spectroscopy (XAS). In the case of modification with silver and copper, results from HAADF-STEM, EDS, XPS, and XAS show that Ag@CuO nanoparticles (large silver cores decorated with small clusters of CuO) were obtained on TiO 2 −P25. The photocatalytic properties of bare and modified TiO 2 −P25 were studied for phenol photodegradation and for acetic acid oxidation under UV and visible irradiation. The mechanisms involved in photocatalysis were studied by time-resolved microwave conductivity (TRMC) and action spectra (AS). The electronic properties of the surface-modified TiO 2 −P25 were studied by TRMC to follow the charge-carrier dynamics. The modification with Ag nanoparticles or CuO nanoclusters induces an increase in the photocatalytic activity under both UV and visible light. The photocatalytic activity of Ag@CuO/P25 is higher under UV light but lower under visible light compared to the activity of CuO/P25 and Ag/P25. TRMC measurements show that surface modification of TiO 2 −P25 with Ag, CuO, and Ag@CuO nanoparticles plays a role in charge-carrier separation, increasing the activity under UV-light, and that Ag@CuO NPs are more efficient electron scavengers than Ag NPs and CuO nanoclusters. The localized surface plasmon resonance (LSPR) of Ag NPs and the narrow band gap of CuO induce an activity under visible light. The TRMC shows also responses under visible-light irradiation at different fixed wavelengths indicating that electrons are injected from Ag NPs in the conduction band (CB) of TiO 2 −P25. Moreover, under visible light, the photocatalytic activity of CuO/P25 is higher than that of plasmonic Ag/P25. CuO is able to activate TiO 2 −P25 in a wider range of wavelengths under visible-light irradiation, compared to the activation achieved by the presence of silver. The action spectra correlate with the absorption spectra for irradiation wavelengths in the range of 350−470 nm proving that decomposition of acetic acid is carried out by a photocatalytic mechanism.