This research was conducted on mustahik who received productive zakat from the National Amil Zakat Agency (BAZNAS) in Pekanbaru City. The purpose of this study was to see the effect of productive zakat channeled on increasing mustahik business and increasing welfare. 52 mustahik chosen in this study were conducted using purposive sampling, namely the mustahik of recipients of productive zakat. The analysis was carried out by the bineary logistic regression method because of the welfare variables and business improvement variables in the form of dummy, where the determination of mustahik welfare using the CIBEST method. The results of this study indicate that productive zakat that is distributed does not significantly influence the increase in business and also the welfare of mustahik. this is because the amount of productive zakat distributed does not meet the feasibility of business development, besides that it is still not maximized monetizing and assistance carried out by BAZNAS in the development of mustahik businesses.
This article discusses the concepts of contract in the perspective of Fiqh (Islamic Jurisprudence) and its implementation in Sharia Capital Market, particularly in the issuance of Corporate Sukuk and State Sukuk (SBSN). The purpose of the study is to understand the concept of akad (contract) in Islamic perspective an its implementation in sukuk issuance, mainly related to the transfer of ownership from the sukuk issuer to the investor. This study reveals that the current practice of issuance of corporate sukuk in Indonesia is only based on two models of contracts, namely Ijârah and Mudhârabah contracts. In addition, the contract structure are also varied, depending on the type of the issuer business, the purpose of funding, and the choice of contract. In the future, the issuance of corporate sukuk should have a uniformed, standardized structure, while it still comply with syariah regulation.
Potensi pasar industri halal telah mengalami pertumbuhan yang signifikan seiring dengan meningkatnya antusiasme dan kesadaran religiusitas Muslim saat ini. Mengkonsumsi produk halal tidak hanya dilihat sebagai penerapan ajaran agama, tetapi telah menjadi cara hidup dan gaya hidup bagi sebagian besar umat Islam. Kepastian kehalalan suatu produk merupakan pertimbangan penting bagi konsumen Muslim dalam keputusan pembelian, terutama yang berkaitan dengan makanan. Tujuan dari penelitian ini adalah untuk menganalisis perilaku konsumen Muslim dalam mengkonsumsi makanan halal dan faktor penentunya. Penelitian ini dilakukan di kota Pekanbaru, provinsi Riau. Sampel penelitian adalah konsumen Muslim yang melakukan pembelian makanan halal dalam kemasan, baik makanan yang bisa dimakan langsung atau makanan yang diproses terlebih dahulu. Hasil penelitian menunjukkan bahwa faktor penentu perilaku konsumen Muslim yang mengkonsumsi makanan halal didominasi oleh norma subjektif dan kontrol perilaku persepsi konsumen.
Keluarga memegang peranan penting pada kegiatan suatu negara karena permintaan dan penawaran uang dan barang bermula dari keluarga. Kondisi ekonomi suatu negara menjadi salah satu tolak ukur keberhasilan suatu negara, semakin kuat dan baik ekonomi kelauarga maka akan semakin kuat dan sejahtera pula suatu negara. Sejak tahun 2020 hampir seluruh negara menghadapi dan terkena pandemi Covid 19. Imbas virus tersebut memukul perekonomian Indonesia dan menghantam hampir seluruh lapisan masyarakat pada semua sektor baik formal maupun informal. Meningkatnya pengangguran karena penurunan kegiatan industri, transportasi, pendidikan dan lainnya mengakibatkan perekonomian masyarakat terseok-seok terutama ekonomi keluarga (rumah tangga). Pendapatan keluarga menjadi menurun, apalagi sejak pemerintah memberlakukan kebijakan mengurangi kegiatan di luar rumah seperti Physical distancing, social distancing, PSBB serta PPKM. Penurunan pendapatan keluarga ini tidak hanya menimbulkan dampak ekonomi secara mikro yaitu turunnya kesejahteraan keluarga, tetapi juga makro dengan turunnya indeks kemakmuran negara serta munculnya masalah sosial dan psikologis. Untuk itu dibutuhkan kepedulian dan kerjasama seluruh elemen masyarakat untuk menghadapi dampak Pandemi ini, salah satunya dengan memberikan edukasi ketahan ekonomi keluarga.
This study observed the influence of solvents on polystyrene regarding the layered morphologies of zinc phthalocyanine (ZnPc) and its influence on the bovine serum albumin (BSA) immobilization on quartz crystal microbalance (QCM) sensor. The larger surface width introduced by surface roughness of the polystyrene due to chloroform (CHCl3) as the solvents allows more ZnPc to be trapped within the polystyrene. Moreover, the wider surface width also increases the amount of ZnPc to be deposited on top of the polystyrene surface. Therefore, the ZnPc layer deposited onto polystyrene created with CHCl3 solvent is thicker than other solvents, which result in the largest ∆f of the ZnPc layer.
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